Essex County and Fairfield Township property record for 4 Misner Ct, Fairfield, NJ 07004
| Property Type | Single Family Home |
|---|---|
| Details | 2,796 sqft · built 1982 |
| Lot Size | 0.369 acres (16,052 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $553,000 (Mar 2013) |
| Tax Bill | $14,251 (2025) |
| Deeds & Mortgages | Aug 2023 Line of Credit Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 07-04901-02-00001-18 |
| Primary APN | 07-04901-02-00001-18 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,796 sqft Living Area |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 16,052 sqft (0.369 acres) |
| Lot Dimensions | 150 ft deep x 107 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 00002499 |
|---|---|
| Street Address | 4 MISNER CT |
| City | FAIRFIELD |
| State | NJ |
| Zip | 07004-2329 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 107X150 |
| Legal Subdivision | BIRCHWOOD PARK HOMES |
| Legal Block | 4901 |
| Legal Lot Number | 1.18 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 21601 |
Source: Essex County and Fairfield Township assessment roll, APN 07-04901-02-00001-18, as of July 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 MISNER CT, FAIRFIELD, NJ 07004-2329 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 14, 2023 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Feb 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC |
| Apr 07, 2017 | Grant Deed, Transfer · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 04, 2013 · Amount on Record |
| Deed Sale | Mar 04, 2013 · Amount on Record |
| Deed Document Number | 201318836 |
| Deed Book / Page | 12419 / 8941 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 4 MISNER CT, FAIRFIELD, NJ 07004-2329 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2023 |
| Title Company | TITLE365 - OMAHA, TITLE365 OMAHA |
| Name | Verified Name |
|---|
| Document Number | 0000048675 |
|---|---|
| Date | Aug 14, 2023 |
| Instrument | 2023048675 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 4 MISNER CT, FAIRFIELD, NJ 07004-2329 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2021 |
| Title Company | SIMPLICITY TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 2021016118 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 2021016118 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 01, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Apr 07, 2017 |
| Property Address | 4 MISNER CT, FAIRFIELD, NJ 07004-2329 |
| Document Number | 0000031434 |
| Instrument Date | Feb 15, 2017 |
| Instrument | 31434 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | NFTS TITLE AGENCY LLC, NRT TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $720.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 MISNER CT FAIRFIELD NJ 070042329, FAIRFIELD, NJ 07004-2329 |
| Document Number | 31440 |
|---|---|
| Date | Apr 07, 2017 |
| Instrument | 31440 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 06, 2047 |
Source: Essex County and Fairfield Township assessment roll as of July 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Fairfield Township |
| Elementary School District | Fairfield Township School District (KG - 06) |
| Secondary School District | West Essex Regional School District (07 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $684,800 (-) Land $316,800 Building $368,000 | $684,800 (-) Land $316,800 Building $368,000 | |
| 2025 | $14,251.00 (-2.57%) | $684,800 (-) Land $316,800 Building $368,000 | $684,800 (-) Land $316,800 Building $368,000 |
| 2024 | $14,627.00 (+6.64%) | ||
| 2023 | $684,800 Land $316,800 Building $368,000 | $684,800 Land $316,800 Building $368,000 | |
| 2022 | $13,716.00 |
Source: FEMA National Flood Hazard Layer, Essex County (34013C), as of September 24, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340130216013, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 245 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 245 in force |
| Nearby Flood Claims | 424 (1979–2024) |
| Claims Outside the SFHA | 14 of 424 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 248 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Optimum Communications.
Source: EPA Safe Drinking Water Information System, water system NJ0707001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FAIRFIELD WATER DEPT serves 7,400 people |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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