3 Misner Ct, Fairfield, NJ 07004 Property Records

Essex County and Fairfield Township property record for 3 Misner Ct, Fairfield, NJ 07004

Property Summary

Property Type	Single Family Home
Details	2,580 sqft · built 1983
Lot Size	0.276 acres (12,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$710,000 (Jul 2009)
Tax Bill	$13,941 (2025)
Deeds & Mortgages	Nov 2022 Second Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`07-04901-03-00001-23`

Property Details

APN / Parcel Number

Primary APN	`07-04901-03-00001-23`
Alternative APNs	`07049010003000010023` `00002546`

Interior

Stories	2 Stories
Building Area	2,580 sqft Living Area

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Construction Type	Frame
Lot Area	12,001 sqft (0.276 acres)
Lot Dimensions	120 ft deep x 100 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	00002546
Street Address	3 MISNER CT
City	FAIRFIELD
State	NJ
Zip	07004-2314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	100X120 AV
Legal Subdivision	BIRCHWOOD PARK HOMES
Legal Block	4901
Legal Lot Number	1.23
Jurisdiction	ESSEX NJ
Township / Civil Division	FAIRFIELD
Census Block Group	3
Census Block	3012
Census Tract	21601

Owner

Source: Essex County and Fairfield Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 MISNER CT, FAIRFIELD, NJ 07004-2314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 18, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC
Mar 31, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 3, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2009 · Amount on Record
Deed Sale	Jul 6, 2009 · Amount on Record
Deed Document Number	20099054789
Deed Book / Page	12203 / 5698
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	3 MISNER CT, FAIRFIELD, NJ 07004-2314
Transaction Type	Mortgage
Record Updated	Dec 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000101277
Date	Nov 18, 2022
Instrument	2022101277

Lender

Name	SPRING EQ LLC
Type	Mortgage Company
Address	WAYNE, PA 19087

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2042

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	3 MISNER CT, FAIRFIELD, NJ 07004-2314
Transaction Type	Mortgage
Record Updated	May 3, 2021
Title Company	ARDENT TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021039484
Date	Mar 31, 2021
Instrument	2021039484

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	3 MISNER CT, FAIRFIELD, NJ 07004-2314
Document Number	0000019477
Instrument Date	Feb 3, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 MISNER CT FAIRFIELD NJ 070042314, FAIRFIELD, NJ 07004-2314

Mortgage

Document Number	0000019477
Date	Mar 3, 2017
Instrument	19477

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 2, 2042

Tax Assessment & Valuation

Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Fairfield Township
Elementary School District	Fairfield Township School District (KG - 06)
Secondary School District	West Essex Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$669,900 (-) Land $316,800 Building $353,100	$669,900 (-) Land $316,800 Building $353,100
2025	$13,941.00 (-2.57%)	$669,900 (-) Land $316,800 Building $353,100	$669,900 (-) Land $316,800 Building $353,100
2024	$14,309.00 (+6.64%)
2023		$669,900 Land $316,800 Building $353,100	$669,900 Land $316,800 Building $353,100
2022	$13,418.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 245 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	245 in force
Nearby Flood Claims	424 (1979–2024)
Claims Outside the SFHA	14 of 424
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Irene, Sep 2011 · 129 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 45 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD WATER DEPT serves 7,400 people · EPA ID NJ0707001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

Nearby Properties on Misner Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures