4 Michael Dr, Palmer, MA 01069 Property Records

Hampden County and Palmer Town City property record for 4 Michael Dr, Palmer, MA 01069

Property Summary

Property Type	Condominium
Details	2 bd · 2.5 ba · 1,457 sqft · built 2003
Lot Size	14 acres (609,955 sqft)
Owner	Individual Name on File
Last Sale	$242,840 (Oct 2004)
Tax Bill	$5,939 (2025)
Deeds & Mortgages	Aug 2021 Refinance Sep 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`PALM M:24 B:52 L:4`

Property Details

APN / Parcel Number

Primary APN	`PALM M:24 B:52 L:4`
Alternative APN	`M:0024 L:000052 U:0004`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,457 sqft Living Area
Gross Area	3,356 sqft
1st Floor Area	1,031 sqft
Basement Area	1,020 sqft
Unfinished Basement	520 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	609,955 sqft (14 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4 MICHAEL DR
City	PALMER
State	MA
Zip	01069
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RR
Legal Subdivision	MILL POND ESTATES CONDO
Legal Block	52
Legal Lot Number	4
Jurisdiction	PALMER MA
Township / Civil Division	PALMER TOWN
Census Block Group	2
Census Block	2014
Census Tract	810200

Owner

Source: Hampden County and Palmer Town City assessment roll, APN PALM M:24 B:52 L:4, as of April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 917, THORNDIKE, MA 01079-0917
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MONSON SAVINGS BANK
Sep 13, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 08, 2004 · Amount on Record
Deed Sale	Oct 08, 2004 · Amount on Record
Deed Book / Page	14547 / 107
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALMER MA
Property Address	4 MICHAEL DR, PALMER, MA 01069
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024079-101
Date	Aug 25, 2021
Book Page	24079/101
Instrument	59552

Lender

Name	MONSON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Sep 01, 2046

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALMER MA
Property Address	4 MICHAEL DR, PALMER, MA 01069
Transaction Type	Mortgage
Record Updated	Oct 31, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	024117-375
Date	Sep 13, 2021
Book Page	24117/375
Instrument	64318

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Hampden County and Palmer Town City assessment roll as of April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Palmer Town City
Unified School District	Palmer School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,939.00 (+2.24%)	$324,900 (+6.11%) Building $324,900	$349,885 (+3.95%)
2024	$5,809.00 (+1.93%)	$306,200 (+7.78%) Building $306,200	$336,585
2023	$5,699.00	$284,100 Building $284,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hampden County (25013C), as of June 7, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 132 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

Cell Coverage

5G (outdoors only) and 4G LTE

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