Hampden County and Palmer Town City property record for 12 Michael Dr, Palmer, MA 01069
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 4.5 ba · 1,270 sqft · built 2005 |
| Lot Size | 14 acres (609,955 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $181,375 (Mar 2007) |
| Tax Bill | $5,831 (2025) |
| Deeds & Mortgages | Oct 2021 Construction Loan Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | PALM M:24 B:52 L:12 |
| Primary APN | PALM M:24 B:52 L:12 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,270 sqft Living Area |
| Gross Area | 2,710 sqft |
| 1st Floor Area | 850 sqft |
| Basement Area | 460 sqft |
| Unfinished Basement | 460 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 609,955 sqft (14 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 12 MICHAEL DR |
|---|---|
| City | PALMER |
| State | MA |
| Zip | 01069 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RR |
| Legal Block | 52 |
| Legal Lot Number | 12 |
| Jurisdiction | PALMER MA |
| Township / Civil Division | PALMER TOWN |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 810200 |
Source: Hampden County and Palmer Town City records, as of July 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 317, THORNDIKE, MA 01079-0317 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 26, 2021 | Deed of Trust, Mortgage · Construction Mortgage MONSON SAVINGS BANK |
| Apr 13, 2017 | Deed of Trust, Mortgage · Conventional with PMI BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 30, 2007 · Amount on Record |
| Deed Sale | Mar 30, 2007 · Amount on Record |
| Deed Book / Page | 16596 / 87 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALMER MA |
| Property Address | 12 MICHAEL DR, PALMER, MA 01069 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00024204-1 |
|---|---|
| Date | Oct 26, 2021 |
| Book Page | 24204/1 |
| Instrument | 75750 |
| Name | MONSON SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Nov 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALMER MA |
| Property Address | 12 MICHAEL DR, THORNDIKE, MA 01079-7713 |
| Document Number | 21644-322 |
| Instrument Date | Apr 13, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2018 |
| Name | Verified Name |
|---|
| Document Number | 21644-322 |
|---|---|
| Date | Apr 18, 2017 |
| Book Page | 021644/000322 |
| Instrument | 20851 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 17, 2047 |
Source: Hampden County and Palmer Town City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Palmer Town City |
| Unified School District | Palmer School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,831.00 (+3.39%) | $319,000 (+7.3%) Building $319,000 | $288,515 (+12.69%) |
| 2024 | $5,640.00 (+1.93%) | $297,300 (+7.8%) Building $297,300 | $256,025 |
| 2023 | $5,533.00 | $275,800 Building $275,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
5G (outdoors only) and 4G LTE
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