4 Meadow Dr, Boulder Creek, CA 95006 Property Records

Santa Cruz County property record for 4 Meadow Dr, Boulder Creek, CA 95006

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,792 sqft · built 1964
Lot Size0.257 acres (11,195 sqft)
Owner2 Individual Names on Record
Last Sale$790,000 (May 2022)
Tax Bill$11,843 (2025)
Deeds & MortgagesMay 2026 Line of Credit
May 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN089-281-23

Property Details

APN / Parcel Number

Primary APN089-281-23
Alternative APN
  • 089-281-23-000

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Building Area1,792 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Construction TypeWood
Roof MaterialOther
Lot Area11,195 sqft (0.257 acres)
TerrainSteep
Garage TypeCarport
Garage Area389 sqft
CarportCarport
Carport Area389 sqft
Parking Spaces1 Parking Space
Deck Area332 sqft
Patio Area332 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemFloor/Wall Furnace
SewerSeptic

Location & Zoning

Street Address4 MEADOW DR
CityBOULDER CREEK
StateCA
Zip95006-9521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1-10
Legal SubdivisionBEAR CRK ESTATES 04 TR 337
Legal Lot Number23
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSAN LORENZO VALLEY
Census Block Group3
Census Block3000
Census Tract120301

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4 MEADOW DR, BOULDER CREEK, CA 95006-9521
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
May 26, 2026Deed of Trust, Mortgage · Line of Credit
BAY FEDERAL CREDIT UNION
May 6, 2022Grant Deed, Transfer · Conventional Mortgage
BAY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 6, 2022 · Amount on Record
Deed SaleMay 6, 2022 · Amount on Record
Deed Document Number202214609
Prior Transfer DateJul 2, 2014
Prior Transfer Doc0000024344
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Recording DateMay 26, 2026
Property Address4 MEADOW DR, BOULDER CREEK, CA 95006-9521
Document Number0000011739
Instrument DateMay 19, 2026
Instrument202611739
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property, 149
Address4 MEADOW DR, BOULDER CREEK, CA 95006-9521
InvestorPossibly a Property Investor

Mortgage

Document Number0000011739,
DateMay 26, 2026
Instrument202611739
Lender
NameBAY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueJun 15, 2051
Interest
Rate TypeAdjustable Rate
Rate6.23%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

May 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateMay 6, 2022
Property Address4 MEADOW DR, BOULDER CREEK, CA 95006-9521
Document Number0000014609
Map ReferenceMB 40 PG 4
Instrument DateMay 2, 2022
Instrument2022-0014609
Transaction TypeTransfer
Record UpdatedMay 31, 2022
Title CompanyOLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$869.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address4 MEADOW DR, BOULDER CREEK, CA 95006-9521

Mortgage

Document Number0000014610
DateMay 6, 2022
Instrument2022-0014610
Lender
NameBAY FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictSan Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,006,662 (+2%) Land $684,097 Building $322,565
2025$11,843.00 (+4.01%)$986,923 (+4.04%) Land $670,683 Building $316,240
2023$11,386.00 (+317.83%)$948,600 Land $644,640 Building $303,960$759,780
2022$2,725.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies18 in force
Nearby Flood Claims15 (1982–2000)
Claims Outside the SFHA5 of 15
Most Recent ClaimFeb 2000 · rainfall accumulation
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 4 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 3 claims
  • Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 57% of the US · lower than 66% of California
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN LORENZO VALLEY WATER DIST
serves 21,513 people · EPA ID CA4410014
Water SourceSurface water
Last State InspectionApr 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Starlink
Satellite
280 / 30

May also be available: Surfnet Communications, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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