4 McGuerty Rd, Harwich, MA 02645 Property Records

Barnstable County and Harwich Town property record for 4 McGuerty Rd, Harwich, MA 02645

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,044 sqft · built 1973
Lot Size0.36 acres (15,682 sqft)
OwnerCompany Name on Record
Last Sale$270,000 (Mar 2010)
Tax Bill$3,825 (2025)
Deeds & MortgagesSep 2022 Transfer
Feb 2020 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APNHARW M:117 P:X1-117

Property Details

APN / Parcel Number

Primary APNHARW M:117 P:X1-117
Alternative APNs
  • M:00117 B:X001 L:117
  • 10399

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,044 sqft Living Area
Gross Area4,276 sqft
1st Floor Area1,168 sqft
Basement Area1,168 sqft
Unfinished Basement1,168 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1985
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGambrel
Roof MaterialAsphalt
Lot Area15,682 sqft (0.36 acres)
Garage TypeCarport
CarportCarport
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account Number10399
Street Address4 MCGUERTY RD
CityHARWICH
StateMA
Zip02645-1506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
JurisdictionHARWICH MA
Township / Civil DivisionHARWICH
Census Block Group1
Census Block1003
Census Tract11100

Owner

Source: Barnstable County and Harwich Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4 MCGUERTY RD, HARWICH, MA 02645-1506
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Sep 6, 2022Quit Claim Deed, Transfer
Quitclaim
Feb 10, 2020Deed of Trust, Mortgage · Line of Credit
CAPE COD FIVE CENTS SVGS BK
Feb 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
CAPE COD FIVE CENTS SVGS BK
Jan 2, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 25, 2010 · Amount on Record
Deed SaleMar 25, 2010 · Amount on Record
Last Transfer DateApr 21, 2022
Transfer Doc0001466668
Record UpdatedSep 20, 2026

September 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHARWICH MA
Recording DateSep 6, 2022
Property Address4 MCGUERTY RD, HARWICH, MA 02645-1506
Document Number0001466668
Instrument DateApr 21, 2022
Instrument1466668
Transaction TypeTransfer
Record UpdatedSep 23, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 MCGUERTY RD, HARWICH, MA 02645-1506

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARWICH MA
Property Address4 MCGUERTY RD, HARWICH, MA 02645-1506
Document Number0001390490
Instrument DateFeb 10, 2020
Transaction TypeMortgage
Record UpdatedMar 3, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 MCGUERTY RD HARWICH MA 026451506, HARWICH, MA 02645-1506

Mortgage

Document Number0001390490
DateFeb 14, 2020
Instrument1390490
Lender
NameCAPE COD FIVE CENTS SVGS BK
TypeFederal Savings Bank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueFeb 13, 2050
Interest
Rate TypeAdjustable Rate

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARWICH MA
Property Address4 MCGUERTY RD, HARWICH, MA 02645-1506
Document Number0001390489
Instrument DateFeb 10, 2020
Transaction TypeMortgage
Record UpdatedJun 23, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 MCGUERTY RD HARWICH MA 026451506, HARWICH, MA 02645-1506

Mortgage

Document Number0001390489
DateFeb 14, 2020
Instrument1390489
Lender
NameCAPE COD FIVE CENTS SVGS BK
TypeFederal Savings Bank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 13, 2050

January 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionHARWICH MA
Recording DateJan 2, 2020
Property Address4 MCGUERTY RD, HARWICH, MA 02645-1506
Document Number0001387517
Instrument DateDec 20, 2019
Instrument1387517
Transaction TypeTransfer
Record UpdatedJan 27, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 MCGUERTY RD HARWICH MA 026451506, HARWICH, MA 02645-1506

Tax Assessment & Valuation

Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
County SubdivisionHarwich Town
Unified School DistrictMonomoy Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,825.00 (+6.31%)$647,200 (+8.46%) Land $206,500 Building $440,700$583,110
2024$3,598.00 (+4.71%)$596,700 (+15.3%) Land $175,400 Building $421,300
2023$3,436.00 (+2.02%)$517,500 (+24.61%) Land $159,400 Building $358,100
2022$3,368.00$415,300 Land $138,600 Building $276,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims7 (1991–2018)
Claims Outside the SFHA3 of 7
Most Recent ClaimMar 2018 · Severe Winter Storm And Flooding
Claims by Event
  • Severe Winter Storm, Snowstorm, And Flooding, Jan 2015 · 2 claims
  • Winter Coastal Storm, Dec 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 86% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARWICH WATER DEPARTMENT
serves 39,144 people · EPA ID MA4126000
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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