2 McGuerty Rd, Harwich, MA 02645 Property Records

Barnstable County and Harwich Town property record for 2 McGuerty Rd, Harwich, MA 02645

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,492 sqft · built 1968
Lot Size0.51 acres (22,216 sqft)
Owner2 Company Names on Record
Last Sale$86,500 (Jun 1995)
Tax Bill$3,620 (2025)
Deeds & MortgagesOct 2023 Mortgage
May 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APNHARW M:117 P:X1-116

Property Details

APN / Parcel Number

Primary APNHARW M:117 P:X1-116
Alternative APNs
  • M:00117 B:X001 L:116
  • 10398

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,492 sqft Living Area
Gross Area3,742 sqft
1st Floor Area1,492 sqft
Basement Area1,506 sqft
Unfinished Basement1,506 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1990
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area22,216 sqft (0.51 acres)
Garage TypeAttached
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number10398
Street Address2 MCGUERTY RD
CityHARWICH
StateMA
Zip02645-1506
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
JurisdictionHARWICH MA
Township / Civil DivisionHARWICH
Census Block Group1
Census Block1003
Census Tract11100

Owner

Source: Barnstable County and Harwich Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address2 MCGUERTY RD, HARWICH, MA 02645-1506
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Living Trust

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2023Deed of Trust, Mortgage · Second Mortgage (Down Payment)
FIRST CITIZENS FCU
May 8, 2019Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 1, 1995 · Amount on Record
Deed SaleJun 1, 1995 · Amount on Record
Last Transfer DateMay 14, 2024
Transfer Doc0001502825
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARWICH MA
Property Address2 MCGUERTY RD, HARWICH, MA 02645-1506
Transaction TypeMortgage
Record UpdatedNov 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001490123
DateOct 24, 2023
Instrument1490123
Lender
NameFIRST CITIZENS FCU
TypeCredit Union
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term121 Months
DueNov 1, 2033

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARWICH MA
Property Address2 MCGUERTY RD, HARWICH, MA 02645-1506
Document Number0000000184
Instrument DateMay 8, 2019
Transaction TypeMortgage
Record UpdatedJun 4, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address2 MCGUERTY RD HARWICH MA 026451506, HARWICH, MA 02645-1506

Mortgage

Document Number0000000184
DateMay 17, 2019
Instrument184
Lender
NameFIRST CITIZENS FCU
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMay 16, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Barnstable County and Harwich Town assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyBarnstable County
County SubdivisionHarwich Town
Unified School DistrictMonomoy Regional School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,620.00 (+7.61%)$612,500 (+9.81%) Land $216,100 Building $396,400$992,465
2024$3,364.00 (+4.15%)$557,800 (+14.66%) Land $183,500 Building $374,300
2023$3,230.00$486,500 Land $166,800 Building $319,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims7 (1991–2018)
Claims Outside the SFHA3 of 7
Most Recent ClaimMar 2018 · Severe Winter Storm And Flooding
Claims by Event
  • Severe Winter Storm, Snowstorm, And Flooding, Jan 2015 · 2 claims
  • Winter Coastal Storm, Dec 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 86% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHARWICH WATER DEPARTMENT
serves 39,144 people · EPA ID MA4126000
Water SourceGroundwater
Last State InspectionJun 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 93 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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