St. Charles County property record for 4 Mary Dee Ct, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,190 sqft · built 1993 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $154,900 (Jul 2014) |
| Tax Bill | $3,568 (2025) |
| Deeds & Mortgages | Apr 2024 Second Mortgage Dec 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A942000692 |
| Primary APN | A942000692 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,218 sqft Living Area |
| Gross Area | 3,020 sqft |
| 1st Floor Area | 1,190 sqft |
| Basement Area | 1,190 sqft |
| Finished Basement | 1,028 sqft |
| Unfinished Basement | 162 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,583 sqft (0.22 acres) |
| Garage Type | Attached |
| Garage Area | 640 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 90 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A942000692 |
|---|---|
| Street Address | 4 MARY DEE CT |
| City | O FALLON |
| State | MO |
| Zip | 63368-3599 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIDGETOP EST #1 LOT 76 |
| Legal Subdivision | RIDGETOP EST #1 |
| Legal Lot Number | 76 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 311732 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4 MARY DEE CT, O FALLON, MO 63368-3599 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TOGETHER CU |
| Dec 1, 2021 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| Jul 31, 2018 | Deed of Trust, Mortgage SECRETARY/HSNG & URBAN DEV |
| Jul 28, 2018 | Loan Modification, Mortgage · FHA Mortgage CALIBER HM LOANS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2014 · Amount on Record |
| Deed Sale | Jul 2, 2014 · Amount on Record |
| Prior Sale | Apr 20, 1999 · Amount on Record |
| Deed Document Number | 2014348870 |
| Deed Book / Page | 6208 / 2107 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 4 MARY DEE CT, O FALLON, MO 63368-3599 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4 MARY DEE CT, O FALLON, MO 63368-3599 |
| Document Number | 0000015460 |
|---|---|
| Date | Apr 24, 2024 |
| Instrument | 2024R-015460 |
| Name | TOGETHER CU |
|---|---|
| Type | Credit Union |
| Address | SAINT LOUIS, MO 63118 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 19, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 4 MARY DEE CT, O FALLON, MO 63368-3599 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN |
| Name | Verified Name |
|---|
| Document Number | 0000097309 |
|---|---|
| Date | Dec 1, 2021 |
| Instrument | 2021R-097309 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 4 MARY DEE CT, O FALLON, MO 63368-3599 |
| Document Number | 0069702248 |
| Instrument Date | Jul 31, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4 MARY DEE CT O FALLON MO 633683599, O FALLON, MO 63368-3599 |
| Document Number | 0069702248 |
|---|---|
| Date | Aug 31, 2018 |
| Book Page | 006970/002248 |
| Instrument | 500490 |
| Name | SECRETARY/HSNG & URBAN DEV |
|---|---|
| Address | WASHINGTON, DC 20410 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 30, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 4 MARY DEE CT, O FALLON, MO 63368-3599 |
| Document Number | 0069700427 |
| Instrument Date | Jul 28, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4 MARY DEE CT O FALLON MO 633683599, O FALLON, MO 63368-3599 |
| Document Number | 0069700427 |
|---|---|
| Date | Aug 30, 2018 |
| Book Page | 006970/000427 |
| Instrument | 497080 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | OKLAHOMA CITY, OK 73134 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 29, 2048 |
| Rate | 4.75% |
|---|
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Fort Zumwalt R-II School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $55,473 (-) | $291,961 (-) Building $291,961 | |
| 2025 | $3,568.00 | $55,473 (+8%) | $291,961 (+8%) |
| 2023 | $51,365 | ||
| 2022 | $270,340 Land $50,000 Building $220,340 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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