3 Mary Dee Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 3 Mary Dee Ct, O Fallon, MO 63368

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,270 sqft · built 1995
Lot Size0.3 acres (13,068 sqft)
Owner2 Individual Names on Record
Tax Bill$3,481 (2025)
Deeds & MortgagesOct 2026 Line of Credit
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNA942000690

Property Details

APN / Parcel Number

Primary APNA942000690
Alternative APN
  • 2-0114-7005-00-0074.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,270 sqft Living Area
Gross Area2,867 sqft
1st Floor Area1,270 sqft
Basement Area1,236 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleRanch
Exterior MaterialBrick/Stone
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,068 sqft (0.3 acres)
Garage TypeAttached
Garage Area361 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area25 sqft
Deck AreaDeck Area
Patio Area582 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account NumberA942000690
Street Address3 MARY DEE CT
CityO FALLON
StateMO
Zip63368-3599
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionRIDGETOP EST #1 LOT 74
Legal SubdivisionRIDGETOP EST #1
Legal Lot Number74
JurisdictionST CHARLES MO
Township / Civil DivisionWELDON SPRING
Census Block Group3
Census Block3001
Census Tract311732

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3 MARY DEE CT, O FALLON, MO 63368-3599
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2026Deed of Trust, Mortgage · Line of Credit
FIGURE LENDING LLC
Jun 12, 2020Deed of Trust, Mortgage
TOGETHER CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateSep 10, 2019
Transfer Doc0071421686
Record UpdatedOct 29, 2026

October 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Recording DateOct 14, 2026
Property Address3 MARY DEE CT, O FALLON, MO 63368-3599
Document Number0000048702
Instrument DateOct 8, 2026
Instrument202648702
Transaction TypeMortgage
Record UpdatedOct 23, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 MARY DEE CT, O FALLON, MO 63368-3599

Mortgage

Document Number0000048702,
DateOct 14, 2026
Instrument202648702
Lender
NameFIGURE LENDING LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 4, 2056
Interest
Max Rate-1%

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3 MARY DEE CT, O FALLON, MO 63368-3599
Document Number0073291407
Instrument DateJun 12, 2020
Transaction TypeMortgage
Record UpdatedAug 20, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3 MARY DEE CT O FALLON MO 633683599, O FALLON, MO 63368-3599

Mortgage

Document Number0073291407
DateJun 25, 2020
Book Page007329/001407
Instrument436260
Lender
NameTOGETHER CU
AddressSAINT LOUIS, MO 63118
Agreement
AmountAmount Recorded
Term180 Months
DueJun 24, 2035

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$54,098 (-)$284,728 (-) Building $284,728
2025$3,481.00 (+7.17%)$54,098 (+10.41%)$284,728 (+10.41%) Building $284,728
2024$3,248.00
2023$48,998
2022$257,886 Land $50,000 Building $207,886

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES COUNTY PWSD 2
serves 100,587 people · EPA ID MO6024530
Water SourcePurchased surface water from ST LOUIS CITY PWS
Last State InspectionAug 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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