Northampton County property record for 4 Martz Ct, Cape Charles, VA 23310
| Property Type | Vacant Land |
|---|---|
| Details | 4 bd · 3.5 ba · 3,737 sqft · built 2023 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $850,000 (Aug 2026) |
| Tax Bill | $6,292 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage May 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 90-4-9 |
| Primary APN | 90-4-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Building Area | 3,737 sqft Living Area |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Wood Siding |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 10008086 |
|---|---|
| Street Address | 4 MARTZ CT |
| City | CAPE CHARLES |
| State | VA |
| Zip | 23310-2697 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | LOT 9 15,412 SQ FT BAY CREEK THE SIGNATURE |
| Legal Subdivision | BAY CREEK |
| Legal Lot Number | 9 |
| Jurisdiction | NORTHAMPTON VA |
| Township / Civil Division | 2 |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 930301 |
Source: Northampton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 MARTZ CT, CAPE CHARLES, VA 23310-2697 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Aug 28, 2026 | Deed, Transfer · Conventional Mortgage TRUST BANK |
| May 26, 2026 | Deed of Trust, Mortgage · Balloon Mortgage FIRST AMERICAN TITLE |
| Jan 8, 2024 | Warranty Deed, Subdivision Related Transfer · VA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Sep 23, 2022 | Warranty Deed, Transfer · Stand-Alone First Mortgage COMMERCIAL LENDING LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 28, 2026 · Amount on File |
| Deed Sale | Aug 28, 2026 · Amount on File |
| Prior Sale | Sep 23, 2022 · Amount on File |
| Deed Document Number | 20261580 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Aug 28, 2026 |
| Property Address | 4 MARTZ CT, CAPE CHARLES, VA 23310-2697 |
| Document Number | 0000001580 |
| Instrument Date | Aug 21, 2026 |
| Instrument | 20261580 |
| Transaction Type | Transfer |
| Record Updated | Sep 11, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $85,850.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 MARTZ CT, CAPE CHARLES, VA 23310-2697 |
| Document Number | 0000001581, |
|---|---|
| Date | Aug 28, 2026 |
| Instrument | 20261581 |
| Name | TRUST BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | May 26, 2026 |
| Property Address | 4 MARTZ CT, CAPE CHARLES, VA 23310-2697 |
| Document Number | 0000000908 |
| Instrument Date | May 5, 2026 |
| Instrument | 2026908 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4 MARTZ CT, CAPE CHARLES, VA 23310-2697 |
| Document Number | 0000000908, |
|---|---|
| Date | May 26, 2026 |
| Instrument | 2026908 |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Balloon |
|---|---|
| Rate | 6.37% |
| Initial Type | Balloon |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Jan 8, 2024 |
| Property Address | 4 MARTZ CT, CAPE CHARLES, VA 23310-2697 |
| Document Number | 0240000035 |
| Instrument Date | Jan 5, 2024 |
| Instrument | 240000035 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Mar 12, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 MARTZ CT, CAPE CHARLES, VA 23310-2697 |
| Document Number | 0240000038 |
|---|---|
| Date | Jan 8, 2024 |
| Instrument | 240000038 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2054 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NORTHAMPTON VA |
| Recording Date | Sep 23, 2022 |
| Property Address | 4 MARTZ CT, CAPE CHARLES, VA 23310-2697 |
| Document Number | 0220002309 |
| Instrument Date | Sep 20, 2022 |
| Instrument | 220002309 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 811 JUNIPER CRES STE 7, 7, CHESAPEAKE, VA 23320-2633 |
| Investor | Possibly a Property Investor |
| Document Number | 0220002310 |
|---|---|
| Date | Sep 23, 2022 |
| Instrument | 220002310 |
| Name | COMMERCIAL LENDING LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 20 Months |
| Due | May 5, 2024 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 0.25% |
Source: Northampton County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Cape Charles Town |
| County | Northampton County |
| Unified School District | Northampton County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,292.00 (+1,910.22%) | $892,500 (+2,061.02%) Land $111,400 Building $781,100 | $892,500 (-) Land $111,400 Building $781,100 |
| 2024 | $892,500 (+2,061.02%) Land $111,400 Building $781,100 | ||
| 2023 | $313.00 | $41,300 (-) Land $41,300 | $41,300 (-) Land $41,300 |
| 2022 | $313.00 | $41,300 Land $41,300 | $41,300 Land $41,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 47 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 47 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF CAPE CHARLES serves 1,342 people · EPA ID VA3131120 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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