2 Martz Ct, Cape Charles, VA 23310 Property Records

Northampton County property record for 2 Martz Ct, Cape Charles, VA 23310

Property Summary

Details5 bd · 4 ba · 3,483 sqft · built 2023
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$975,000 (Jun 2024)
Tax Bill$6,852 (2025)
Deeds & MortgagesJul 2023 Line of Credit
Jun 2024 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN90-4-10

Property Details

APN / Parcel Number

Primary APN90-4-10
Alternative APNs
  • 10008087
  • 10003679
  • 12916

Interior

Bedrooms5 Beds
Full Baths4 Baths
Building Area3,483 sqft Living Area

Exterior

Year BuiltBuilt 2023
Effective Year BuiltEffective 2023
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area538 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number10008087
Street Address2 MARTZ CT
CityCAPE CHARLES
StateVA
Zip23310-2697
Property CategoryOther
Property TypeUnknown
Legal DescriptionLOT 10 17,153 SQ FT BAY CREE URE LOT 10 17,153 SQ FT BAY CREE URE
Legal SubdivisionBAY CREEK
Legal Lot Number10
JurisdictionNORTHAMPTON VA
Township / Civil Division2
Census Block Group3
Census Block3024
Census Tract930301

Owner

Source: Northampton County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2 MARTZ CT, CAPE CHARLES, VA 23310-2697
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2023Deed of Trust, Mortgage · Line of Credit
COASTAL CAPITAL FUNDING LLC
Jun 26, 2024Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
OPTIMUM FIRST INC
Sep 2, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
COMMERCIAL LENDING LLC
Apr 6, 2018Special Warranty Deed, Transfer
May 20, 2005Gift Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2024 · Amount on Record
Deed SaleJun 26, 2024 · Amount on Record
Prior SaleSep 2, 2022 · Amount on Record
Deed Document Number20241087
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNORTHAMPTON VA
Property Address2 MARTZ CT, CAPE CHARLES, VA 23310-2697
Transaction TypeMortgage
Record UpdatedMar 12, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0230001681
DateJul 14, 2023
Instrument230001681
Lender
NameCOASTAL CAPITAL FUNDING LLC
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeFixed Rate

June 2024: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionNORTHAMPTON VA
Recording DateJun 26, 2024
Property Address2 MARTZ CT, CAPE CHARLES, VA 23310-2697
Document Number0240001087
Instrument DateJun 18, 2024
Instrument240001087
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 12, 2026
Title CompanyCARDINAL TITLE, CARDINAL BAY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 MARTZ CT, CAPE CHARLES, VA 23310-2697

Mortgage

Document Number0240001088
DateJun 26, 2024
Instrument240001088
Lender
NameOPTIMUM FIRST INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term330 Months
DueDec 1, 2051
Interest
Rate TypeFixed Rate

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNORTHAMPTON VA
Recording DateSep 2, 2022
Property Address2 MARTZ CT, CAPE CHARLES, VA 23310-2697
Document Number0220002157
Instrument DateAug 26, 2022
Instrument220002157
Transaction TypeTransfer
Record UpdatedMar 12, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address811 JUNIPER CRES, CHESAPEAKE, VA 23320-2633
InvestorPossibly a Property Investor

Mortgage

Document Number0220002158
DateSep 2, 2022
Instrument220002158
Lender
NameCOMMERCIAL LENDING LLC
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term173 Months
DueFeb 1, 2037
Interest
Rate TypeFixed Rate
Rate2.99%

April 2018: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionNORTHAMPTON VA
Recording DateApr 6, 2018
Property Address2 MARTZ CT, CAPE CHARLES, VA 23310-2697
Document Number0180000500
Instrument DateFeb 1, 2018
Instrument180000500
Transaction TypeTransfer
Record UpdatedMar 12, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

May 2005: Gift Deed, Transfer

Document TypeGift Deed
JurisdictionNORTHAMPTON VA
Recording DateMay 20, 2005
Property Address2 MARTZ CT, CAPE CHARLES, VA 23310-2697
Document Number0050001918
Instrument DateMay 17, 2005
Instrument050001918
Transaction TypeTransfer
Record UpdatedMar 12, 2026

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address109 WIMBLEDON SQ STE A, A, CHESAPEAKE, VA 23320-4945

Tax Assessment & Valuation

Source: Northampton County assessment roll, as of March 12, 2026

Property Jurisdictions

TypeName
StateVirginia
MunicipalityCape Charles Town
CountyNorthampton County
Unified School DistrictNorthampton County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,852.00 (+2,089.14%)$972,000 (+2,253.51%) Land $114,900 Building $857,100
2024$972,000 (+2,253.51%) Land $114,900 Building $857,100
2023$313.00$41,300 Land $41,300$41,300 Land $41,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 47 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies47 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF CAPE CHARLES
serves 1,342 people · EPA ID VA3131120
Water SourceGroundwater
Last State InspectionMay 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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