4 Marsh Point Rd, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 4 Marsh Point Rd, Fernandina Beach, FL 32034

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 5,177 sqft · built 1991
Lot Size	0.703 acres (30,659 sqft)
Owner	Individual Name on Record
Last Sale	$2,100,000 (Apr 2021)
Tax Bill	$28,263 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`03-6N-29-00LP-0082-0000`

Property Details

APN / Parcel Number

Primary APN	`03-6N-29-00LP-0082-0000`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Stories	3 Stories
Building Area	5,177 sqft Heated Area
Gross Area	10,084 sqft
1st Floor Area	2,874 sqft
Upper Floors Area	2,303 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2001
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	30,659 sqft (0.703 acres)
Garage Area	526 sqft

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	771 sqft
Porch	Open Porch
Porch Area	2,112 sqft
Deck Area	1,034 sqft
Patio Area	1,034 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	4 MARSH POINT RD
City	FERNANDINA BEACH
State	FL
Zip	32034-6424
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 82 LONG POINT #1 PB 5/85-89
Legal Range	28E
Legal Township	01N
Legal Section	43
Legal Subdivision	LONG POINT #1
Legal Lot Number	82
Jurisdiction	NASSAU FL
Township / Civil Division	FERNANDINA BEACH
Census Block Group	2
Census Block	2000
Census Tract	50201

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4 MARSH POINT RD, FERNANDINA BEACH, FL 32034-6424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Mar 2, 2018	Warranty Deed, Transfer LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2021 · Amount on Record
Deed Sale	Apr 12, 2021 · Amount on Record
Prior Sale	Mar 2, 2018 · Amount on Record
Deed Document Number	202145013122
Deed Book / Page	2451 / 427
Record Updated	Jun 8, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Apr 12, 2021
Property Address	4 MARSH POINT RD, FERNANDINA BEACH, FL 32034-6424
Document Number	0024510427
Book / Page	2451 / 427
Map Reference	MB 5 PG 85-89
Instrument Date	Apr 9, 2021
Instrument	202145013122
Transaction Type	Transfer
Record Updated	May 10, 2021
Title Company	MIDFLORIDA TITLE PROFESSIONALS, FLORIDA TITLE PROFESSIONAL

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14,700.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	29917 LENZENDORF LN, 29917, PRAIRIE DU CHIEN, WI 53821-8704

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 MARSH POINT RD, FERNANDINA BEACH, FL 32034-6424

Mortgage

Document Number	2451429
Date	Apr 12, 2021
Instrument	2451/429

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	313 Months
Due	May 14, 2047

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Mar 2, 2018
Property Address	4 MARSH POINT RD, FERNANDINA BEACH, FL 32034-6424
Document Number	0021801916
Book / Page	002180 / 001916
Instrument Date	Feb 28, 2018
Instrument	6712
Transaction Type	Transfer
Record Updated	Mar 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$11,795.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 MARSH POINT RD FERNANDINA BEACH FL 320346424, FERNANDINA BEACH, FL 32034-6424

Mortgage

Document Number	21801921
Date	Mar 2, 2018
Book Page	002180/001921
Instrument	6714

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$28,263.00 (+1.22%) Homeowner's exemption	$1,844,471 (+2.9%)	$2,386,536 (+2.38%) Land $1,050,000 Building $1,336,536
2024	$27,923.00 (+1.12%) Homeowner's exemption	$1,792,489 (+3%)	$2,331,074 (+12.15%) Land $1,050,000 Building $1,281,074
2023	$27,615.00 (+10.54%) Homeowner's exemption	$1,740,281 (+4.64%)	$2,078,565 (+24.98%) Land $850,000 Building $1,228,565
2022	$24,982.00 Homeowner's exemption	$1,663,088 Land $750,000 Building $913,088	$1,663,088 Land $750,000 Building $913,088

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 320 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	490 units insured incl. 170 condo units
Nearby Flood Claims	36 (1980–2024)
Claims Outside the SFHA	7 of 36
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 4 claims Hurricane Matthew, Oct 2016 · 13 claims Severe Storms, Tornadoes & Flooding, Oct 1992 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NASSAU-AMELIA UTILITIES private · serves 9,750 people · EPA ID FL2450022
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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