4 Maple Ave, Cortland, NY 13045 Property Records

Cortland County and Cortland City property record for 4 Maple Ave, Cortland, NY 13045

Property Summary

Property TypeDuplex
Details7 bd · 3.5 ba · 2,970 sqft · built 1887
Lot Size0.086 acres (3,773 sqft)
OwnerIndividual Name on Record
Last Sale$149,500 (Oct 2025)
Tax Bill$4,869 (2026)
Deeds & MortgagesOct 2025 Sale & Mortgage
Jun 2023 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN110200 86.50-01-41.000

Property Details

APN / Parcel Number

Primary APN110200 86.50-01-41.000
Alternative APN
  • 020008605000010410000000

Interior

Bedrooms7 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms14 Rooms
Stories2 Stories
Building Area2,970 sqft Total Area
1st Floor Area1,549 sqft
2nd Floor Area1,421 sqft

Exterior

Year BuiltBuilt 1887
Effective Year BuiltEffective 1887
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area3,773 sqft (0.086 acres)
Lot Dimensions80.2 ft deep x 47.1 ft wide
PorchSlab
Porch Area135 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4 MAPLE AVE
CityCORTLAND
StateNY
Zip13045-2006
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal Block1
Legal Lot Number41.000
JurisdictionCORTLAND NY
Township / Civil DivisionCORTLAND
Census Block Group3
Census Block3005
Census Tract970500

Owner

Source: Cortland County and Cortland City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8 MAPLE AVE, CORTLAND, NY 13045-2006
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2025Warranty Deed, Transfer
EVERETT FINANCIAL INC
Jun 9, 2023Correction Deed
May 19, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 10, 2025 · Amount on Record
Deed SaleOct 10, 2025 · Amount on Record
Deed Document Number20254865
Prior Transfer DateApr 21, 2023
Prior Transfer Doc0000002554
Record UpdatedOct 29, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCORTLAND NY
Recording DateOct 10, 2025
Property Address4 MAPLE AVE, CORTLAND, NY 13045-2006
Document Number0000004865
Instrument DateOct 8, 2025
Instrument2025-04865
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8 MAPLE AVE, CORTLAND, NY 13045-2006

Mortgage

Document Number0000004866
DateOct 10, 2025
Instrument2025-04866
Lender
NameEVERETT FINANCIAL INC
Agreement
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

June 2023: Correction Deed

Document TypeCorrection Deed
JurisdictionCORTLAND NY
Recording DateJun 9, 2023
Property Address4 MAPLE AVE, CORTLAND, NY 13045-2006
Document Number0000002554
Instrument DateApr 2, 2023
Instrument2023-02554
Record UpdatedJul 4, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address4 MAPLE AVE, CORTLAND, NY 13045-2006

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionCORTLAND NY
Recording DateMay 19, 2017
Property Address4 MAPLE AVE, CORTLAND, NY 13045-2006
Document Number0000002279
Instrument DateFeb 27, 2017
Instrument2279
Transaction TypeTransfer
Record UpdatedJan 14, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipIrrevocable Trust
Address159 BOULEVARD GLEN ROCK NJ 074522503, GLEN ROCK, NJ 07452-2503

Tax Assessment & Valuation

Source: Cortland County and Cortland City assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCortland County
MunicipalityCortland City
Unified School DistrictCortland City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,869.00 (+32.74%) Homeowner's exemption Senior Citizen's exemption
2025$3,668.00$160,000 (-) Land $10,900 Building $149,100$164,948 (+3.09%) Land $11,237 Building $153,711
2024$3,668.00 (+28.57%) Homeowner's exemption Senior Citizen's exemption$160,000 (+94.65%) Land $10,900 Building $149,100$160,000 (+42.09%) Land $10,900 Building $149,100
2023$2,853.00 (+544.02%) Homeowner's exemption$82,200 (-) Land $7,600 Building $74,600$112,603 (+13.7%) Land $10,411 Building $102,192
2022$443.00 Homeowner's exemption Senior Citizen's exemption$82,200 Land $7,600 Building $74,600$99,036 Land $9,157 Building $89,879

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims4 (2005–2007)
Most Recent ClaimJun 2007 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Apr 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCORTLAND (C)
serves 20,095 people · EPA ID NY1101754
Water SourceGroundwater
Last State InspectionNov 2023
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Empire Long Distance
Fiber
1,000 / 100
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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