10 Maple Ave, Cortland, NY 13045 Property Records

Cortland County and Cortland City property record for 10 Maple Ave, Cortland, NY 13045

Property Summary

Property TypeDuplex
Details12 bd · 2 ba · 2,505 sqft · built 1915
Lot Size0.147 acres (6,437 sqft)
OwnerCompany Name on File
Tax Bill$12,390 (2026)
Deeds & MortgagesFeb 2026 Sale
Jan 2026 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN110200 86.50-01-43.000

Property Details

APN / Parcel Number

Primary APN110200 86.50-01-43.000
Alternative APN
  • 020008605000010430000000

Interior

Bedrooms12 Beds
Full Baths2 Baths
Total Rooms16 Rooms
Stories2 Stories
Building Area2,505 sqft Total Area
1st Floor Area1,324 sqft
2nd Floor Area1,181 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleTraditional
Exterior MaterialWood
Lot Area6,437 sqft (0.147 acres)
Lot Dimensions154 ft deep x 41.8 ft wide
Garage TypeDetached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area40 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address10 MAPLE AVE
CityCORTLAND
StateNY
Zip13045-2006
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal Block1
Legal Lot Number43.000
JurisdictionCORTLAND NY
Township / Civil DivisionCORTLAND
Census Block Group3
Census Block3005
Census Tract970500

Owner

10 Maple Ave, a duplex, is owned by a company.

Source: Cortland County and Cortland City records, as of September 23, 2026

Owner of RecordCompany Name on File
Mailing Address95 MARBLE AVE, PLEASANTVILLE, NY 10570-2921
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 27, 2026Deed, Transfer
Jan 13, 2026Warranty Deed, Transfer
UNITED WHOLESALE MORTGAGE
Aug 11, 2021Warranty Deed, Transfer · Stand-Alone First Mortgage
CAYUGA LAKE NATIONAL BANK

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

February 2026: Deed, Transfer

Document TypeDeed
JurisdictionCORTLAND NY
Recording DateFeb 27, 2026
Property Address10 MAPLE AVE, CORTLAND, NY 13045-2006
Document Number0000000871
Instrument DateFeb 27, 2026
Instrument2026-00871
Transaction TypeTransfer
Record UpdatedMar 25, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address95 MARBLE AVE, PLEASANTVILLE, NY 10570-2921

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCORTLAND NY
Recording DateJan 13, 2026
Property Address10 MAPLE AVE, CORTLAND, NY 13045-2006
Document Number0000000141
Instrument DateJan 5, 2026
Instrument2026-00141
Transaction TypeTransfer
Record UpdatedFeb 18, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address95 MARBLE AVE, PLEASANTVILLE, NY 10570-2921

Mortgage

Document Number0000000142
DateJan 13, 2026
Instrument2026-00142
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
AmountAmount on Record
Term361 Months
DueFeb 1, 2056

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCORTLAND NY
Recording DateAug 11, 2021
Property Address10 MAPLE AVE, CORTLAND, NY 13045-2006
Document Number0000004314
Instrument DateAug 6, 2021
Instrument2021-04314
Transaction TypeTransfer
Record UpdatedApr 3, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 JAMES ST, HOMER, NY 13077-1312

Mortgage

Document Number0000004315
DateAug 11, 2021
Instrument2021-04315
Lender
NameCAYUGA LAKE NATIONAL BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 10 Maple Ave was $12,390, up 64.7% from the year before.

Source: Cortland County and Cortland City assessment roll, as of March 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyCortland County
MunicipalityCortland City
Unified School DistrictCortland City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,390.00 (+64.72%)
2025$7,522.00$330,000 (-) Land $13,900 Building $316,100$340,206 (+3.09%) Land $14,330 Building $325,876
2024$7,522.00 (+13.1%)$330,000 (+71.88%) Land $13,900 Building $316,100$330,000 (+25.47%) Land $13,900 Building $316,100
2023$6,651.00$192,000 Land $9,800 Building $182,200$263,014 Land $13,425 Building $249,589

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Maple Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective August 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims4 (2005–2007)
Most Recent ClaimJun 2007 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Apr 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10 Maple Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCORTLAND (C)
serves 20,095 people · EPA ID NY1101754
Water SourceGroundwater
Last State InspectionNov 2023
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Empire Long Distance
Fiber
1,000 / 100
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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