4 Main St N, Chatfield, MN 55923 Property Records

Olmsted County property record for 4 Main St N, Chatfield, MN 55923

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,576 sqft · built 1890
Lot Size	0.176 acres (7,667 sqft)
Owner	Individual Name on File
Tax Bill	$3,010 (2026)
Deeds & Mortgages	Aug 2020 Line of Credit Oct 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`51.31.34.000333`

Property Details

APN / Parcel Number

Primary APN	`51.31.34.000333`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,576 sqft Living Area
1st Floor Area	1,216 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1985
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,667 sqft (0.176 acres)
Lot Dimensions	128 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	832 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4 MAIN ST N
City	CHATFIELD
State	MN
Zip	55923-1809
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-31 TWP-105 RANGE-011 TWIFORD AND COS ADD LOT-005 BLOCK-002 LOT 5 BLK 2
Legal Range	11
Legal Township	105
Legal Section	31
Legal Subdivision	TWIFORD AND COS ADD
Legal Block	2
Legal Lot Number	5
Jurisdiction	OLMSTED MN
Township / Civil Division	CHATFIELD
Census Block Group	2
Census Block	2032
Census Tract	2000

Owner

Source: Olmsted County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4 MAIN ST N, CHATFIELD, MN 55923-1809
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA
Oct 3, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	4 MAIN ST N, CHATFIELD, MN 55923-1809
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A1509531
Date	Aug 31, 2020
Instrument	A-1509531

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	338 Months
Due	Oct 19, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OLMSTED MN
Property Address	4 MAIN ST N, CHATFIELD, MN 55923-1809
Transaction Type	Mortgage
Record Updated	Nov 23, 2018
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A1459127
Date	Oct 3, 2018
Instrument	A-1459127

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 19, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Olmsted County
Municipality	Chatfield City
Unified School District	Chatfield Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,010.00 Homeowner's exemption
2025		$174,300 Land $30,100 Building $144,200	$202,600 Land $35,000 Building $167,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Chatfield serves 3,005 people · EPA ID MN1230002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hiawatha Broadband Communications Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Main St N

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures