15 Main St N, Chatfield, MN 55923 Property Records

Olmsted County property record for 15 Main St N, Chatfield, MN 55923

Property Summary

Property TypeCommercial Vacant Land
Details3 bd · 1 ba · 840 sqft · built 1910
Lot Size0.157 acres (6,839 sqft)
OwnerCompany Name on File
Last Sale$250,000 (Oct 2014)
Tax Bill$506 (2026)
Deeds & MortgagesOct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN51.31.34.000411

Property Details

APN / Parcel Number

Primary APN51.31.34.000411

Exterior

Lot Area6,839 sqft (0.157 acres)
Lot Dimensions128 ft deep x 60 ft wide
PorchPorch
Porch Area161 sqft

Location & Zoning

Street Address15 MAIN ST N
CityCHATFIELD
StateMN
Zip55923-1808
Property CategoryCommercial
Property TypeVacant Land > Commercial
Legal DescriptionSECT-31 TWP-105 RANGE-011 TWIFORD AND COS ADD LOT-003 BLOCK-023 LOT 3 BLK 23
Legal Range11
Legal Township105
Legal Section31
Legal SubdivisionTWIFORD AND COS ADD
Legal Block23
Legal Lot Number3
JurisdictionOLMSTED MN
Township / Civil DivisionCHATFIELD
Census Block Group2
Census Block2030
Census Tract2000

Owner

15 Main St N, commercial vacant land, is owned by a company that bought it in October 2014.

Source: Olmsted County records, as of August 18, 2026

Owner of RecordCompany Name on File
Mailing Address5 MAIN ST N, CHATFIELD, MN 55923-1808
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 29, 2014 · Amount on File
Deed SaleOct 29, 2014 · Amount on File
Prior SaleApr 8, 2010 · Amount on File
Deed Document Number20141358058
Prior Transfer DateSep 24, 2014
Prior Transfer Doc00A1357066
Record UpdatedSep 20, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLMSTED MN
Property Address15 MAIN ST N, CHATFIELD, MN 55923-1808
Transaction TypeMortgage
Record UpdatedAug 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00A1459052
DateOct 3, 2018
InstrumentA-1459052
Lender
NameF & M COMMUNITY BANK NA
TypeBank
AddressPRESTON, MN 55965
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term119 Months
DueSep 11, 2028

Tax Assessment & Valuation

The 2026 property tax bill for 15 Main St N was $506.

Source: Olmsted County assessment roll, as of July 30, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyOlmsted County
MunicipalityChatfield City
Unified School DistrictChatfield Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$506.00
2025$20,500 Land $20,500$20,500 Land $20,500

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 15 Main St N in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Main St N is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemChatfield
serves 3,005 people · EPA ID MN1230002
Water SourceGroundwater
Last State InspectionJul 2025
Lead1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hiawatha Broadband Communications
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
GigFire
Fixed Wireless
150 / 130
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile, Verizon.

Nearby Properties on Main St N

Nearby Streets

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