Chatham County property record for 4 Mackay Ln, Savannah, GA 31411
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,085 sqft · built 1977 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | Individual Name on File |
| Last Sale | $485,000 (Jan 2015) |
| Tax Bill | $8,436 (2025) |
| Deeds & Mortgages | Jun 2026 Transfer Oct 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 1-0160-03-013 |
| Primary APN | 1-0160-03-013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,085 sqft Living Area |
| 1st Floor Area | 2,508 sqft |
| Upper Floors Area | 576 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 17,860 sqft (0.41 acres) |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 240 sqft |
| Deck Area | 150 sqft |
| Patio Area | 150 sqft |
| Total Buildings | 2 Buildings |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Street Address | 4 MACKAY LN |
|---|---|
| City | SAVANNAH |
| State | GA |
| Zip | 31411-1415 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LT 233 THE LANDINGS SKIDAWAY IS LAND |
| Legal Subdivision | SKIDAWAY ISLAND |
| Legal Lot Number | 233 |
| Jurisdiction | CHATHAM GA |
| Township / Civil Division | MONTGOMERY |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 11006 |
4 Mackay Ln is owned and occupied by an individual who bought it in January 2015.
Source: Chatham County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 MACKAY LN, SAVANNAH, GA 31411-1415 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 5, 2026 | Quit Claim Deed, Transfer Quitclaim |
| Oct 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NATION STAR MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 30, 2015 · Amount on File |
| Deed Sale | Jan 30, 2015 · Amount on File |
| Deed Document Number | 2015749 |
| Deed Book / Page | 459 / 379 |
| Prior Transfer Date | May 1, 2014 |
| Prior Transfer Doc | 00395X0626 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CHATHAM GA |
| Recording Date | Jun 5, 2026 |
| Property Address | 4 MACKAY LN, SAVANNAH, GA 31411-1415 |
| Document Number | 4001000161 |
| Book / Page | 4001 / 161 |
| Instrument Date | Jun 5, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 MACKAY LN, SAVANNAH, GA 31411-1415 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHATHAM GA |
| Property Address | 4 MACKAY LN, SAVANNAH, GA 31411-1415 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4 MACKAY LN, SAVANNAH, GA 31411-1415 |
| Document Number | 0000002087/0000000732 |
|---|---|
| Date | Oct 5, 2020 |
| Book Page | 0000002087/0000000732 |
| Name | NATION STAR MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2035 |
The 2025 property tax bill for 4 Mackay Ln was $8,436, up 11% from the year before.
Source: Chatham County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Georgia |
| County | Chatham County |
| Unified School District | Chatham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $389,440 (+6.23%) Land $260,000 Building $129,440 | $973,600 (+6.23%) Land $650,000 Building $323,600 | |
| 2025 | $8,436.00 (+11%) | $366,600 Land $260,000 Building $106,600 | $916,500 Land $650,000 Building $266,500 |
| 2024 | $7,600.00 | ||
| 2023 | $363,400 (+47.51%) Land $270,000 Building $93,400 | $908,500 (+47.51%) Land $675,000 Building $233,500 | |
| 2022 | $7,036.00 | $246,360 Land $140,000 Building $106,360 | $615,900 Land $350,000 Building $265,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Mackay Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 347 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 347 in force |
| Nearby Flood Claims | 9 (2016–2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Mackay Ln is moderate, ranking above 61% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 61% of the US · above 91% of Georgia |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THE LANDINGS SUBDIVISION private · serves 11,058 people · EPA ID GA0510033 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: Hotwire Communications.
5G and 4G LTE (outdoors only)
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