10 Mackay Ln, Savannah, GA 31411 Property Records

Chatham County property record for 10 Mackay Ln, Savannah, GA 31411

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,280 sqft · built 1977
Lot Size	0.56 acres (24,394 sqft)
Owner	Individual Name on File
Last Sale	$599,000 (Oct 2024)
Tax Bill	$9,552 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2021 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`1-0160-03-002`

Property Details

APN / Parcel Number

Primary APN	`1-0160-03-002`
Alternative APN	`B258T540`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,280 sqft Living Area
1st Floor Area	2,280 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	24,394 sqft (0.56 acres)
Garage Area	648 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	280 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	10 MACKAY LN
City	SAVANNAH
State	GA
Zip	31411-1415
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LT 227 THE LANDINGS SKIDAWAY IS LAND
Legal Subdivision	SKIDAWAY ISLAND
Legal Lot Number	227
Jurisdiction	CHATHAM GA
Township / Civil Division	MONTGOMERY
Census Block Group	3
Census Block	3010
Census Tract	11006

Owner

10 Mackay Ln is owned and occupied by an individual who bought it in October 2024.

Source: Chatham County records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	10 MACKAY LN, SAVANNAH, GA 31411-1415
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Dec 2, 2021	Warranty Deed, Transfer
Jun 5, 2020	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS
Jan 23, 2018	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2024 · Amount on File
Deed Sale	Oct 3, 2024 · Amount on File
Prior Sale	Dec 2, 2021 · Amount on File
Deed Book / Page	3493 / 798
Prior Transfer Date	Apr 3, 2013
Prior Transfer Doc	00386O0252
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHATHAM GA
Property Address	10 MACKAY LN, SAVANNAH, GA 31411-1415
Transaction Type	Mortgage
Record Updated	Jan 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 MACKAY LN, SAVANNAH, GA 31411-1415

Mortgage

Document Number	0000002632/0000000013
Date	Dec 6, 2021
Book Page	0000002632/0000000013

Lender

Name	TRUIST BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Dec 2, 2021
Property Address	10 MACKAY LN, SAVANNAH, GA 31411-1415
Document Number	0002632/10
Book / Page	2632 / 10
Instrument Date	Dec 2, 2021
Instrument	2021-015707
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 MACKAY LN, SAVANNAH, GA 31411-1415

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jun 5, 2020
Property Address	10 MACKAY LN, SAVANNAH, GA 31411-1415
Document Number	0019520782
Book / Page	1952 / 782
Instrument Date	Jun 5, 2020
Instrument	2020-005328
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 MACKAY LN, SAVANNAH, GA 31411-1415

Mortgage

Document Number	0000001952/0000000784
Date	Jun 9, 2020
Book Page	0000001952/0000000784

Lender

Name	QUICKEN LOANS

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHATHAM GA
Recording Date	Jan 23, 2018
Property Address	10 MACKAY LN, SAVANNAH, GA 31411-1415
Document Number	0012670368
Book / Page	1267 / 368
Instrument Date	Jan 23, 2018
Instrument	2018-000548
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 MACKAY LN, SAVANNAH, GA 31411-1415

Mortgage

Document Number	1267/370
Date	Jan 26, 2018
Book Page	1267/370
Instrument	30829920019

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 10 Mackay Ln was $9,552, down 15.8% from the year before.

Source: Chatham County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Chatham County
Unified School District	Chatham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$239,600 (-10.3%) Land $90,000 Building $149,600	$599,000 (-10.3%) Land $225,000 Building $374,000
2025	$9,552.00 (-15.79%)	$267,120 Land $90,000 Building $177,120	$667,800 Land $225,000 Building $442,800
2024	$11,343.00
2023		$226,200 (+21.98%) Land $74,000 Building $152,200	$565,500 (+21.98%) Land $185,000 Building $380,500
2022	$6,335.00	$185,440 Land $48,000 Building $137,440	$463,600 Land $120,000 Building $343,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10 Mackay Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 347 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	347 in force
Nearby Flood Claims	9 (2016–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10 Mackay Ln is moderate, ranking above 61% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 91% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THE LANDINGS SUBDIVISION private · serves 11,058 people · EPA ID GA0510033
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 114 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Hotwire Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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