4 Lyle Ter, Garnerville, NY 10923 Property Records

Rockland County and Haverstraw Town property record for 4 Lyle Ter, Garnerville, NY 10923

Property Summary

Property Type	Duplex
Details	6 bd · 3 ba · 2,472 sqft · built 1946
Lot Size	0.639 acres (27,878 sqft)
Owner	Individual Name on Record
Last Sale	$459,900 (Jul 2021)
Deeds & Mortgages	Jul 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`392203 26.06-3-24`

Property Details

APN / Parcel Number

Primary APN	`392203 26.06-3-24`
Alternative APNs	`220302600600030240000000` `0008434`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,472 sqft Total Area
1st Floor Area	1,332 sqft
2nd Floor Area	1,140 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	27,878 sqft (0.639 acres)
Garage Type	Detached
Garage Area	726 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	465 sqft
Porch	Covered Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0008434
Old Parcel Number	220302600600030240000000
Street Address	4 LYLE TER
City	GARNERVILLE
State	NY
Zip	10923-1734
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	302
Legal Description	45.-3-55.1
Legal Subdivision	ROLAND O & LOUISE LYLE
Legal Block	3
Legal Lot Number	24.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	HAVERSTRAW
Census Block Group	3
Census Block	3002
Census Tract	10601

Owner

Source: Rockland County and Haverstraw Town records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4 LYLE TER, GARNERVILLE, NY 10923-1734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2021 · Amount on Record
Deed Sale	Jul 2, 2021 · Amount on Record
Prior Sale	Jul 25, 2006
Deed Document Number	0202127571
Deed Book / Page	2021 / 27571
Record Updated	Jun 8, 2026

July 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ROCKLAND NY
Recording Date	Jul 2, 2021
Property Address	4 LYLE TER, GARNERVILLE, NY 10923-1734
Document Number	0000027571
Map Reference	BK 85 PG 21 MAP 4369
Instrument Date	Jun 29, 2021
Instrument	2021-00027571
Transaction Type	Transfer
Record Updated	Jul 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,840.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2 LYLE TER, 2, GARNERVILLE, NY 10923-1734

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	141B W CLARKSTOWN RD, NEW CITY, NY 10956-1552

Mortgage

Document Number	0000027572
Date	Jul 2, 2021
Instrument	2021-00027572

Lender

Name	GUARANTEED RATE INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Rockland County and Haverstraw Town assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Haverstraw Town
Municipality	West Haverstraw Village
Unified School District	Haverstraw-Stony Point Central School District (North Rockland) (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$319,300 (-) Land $98,500 Building $220,800	$548,061 (+5.2%) Land $169,070 Building $378,991
2023	$319,300 Land $98,500 Building $220,800	$520,966 Land $160,711 Building $360,255

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1979–2015)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jul 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880