Rockland County and Haverstraw Town property record for 1 Lyle Ter, Garnerville, NY 10923
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,402 sqft · built 1973 |
| Lot Size | 0.419 acres (18,295 sqft) |
| Owner | Trust Name on File |
| Deeds & Mortgages | Jan 2024 Line of Credit Aug 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 392203 26.06-3-23 |
| Primary APN | 392203 26.06-3-23 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,402 sqft Living Area |
| 1st Floor Area | 1,618 sqft |
| Basement Area | 784 sqft |
| Finished Basement | 784 sqft |
| Year Built | Built 1973 |
|---|---|
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 18,295 sqft (0.419 acres) |
| Lot Dimensions | 123 ft deep x 139 ft wide |
| Garage Type | Basement |
| Porch | Open Porch |
|---|---|
| Porch Area | 144 sqft |
| Patio Area | 144 sqft |
| Canopy | 46 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0008435 |
|---|---|
| Old Parcel Number | 220302600600030230000000 |
| Street Address | 1 LYLE TER |
| City | GARNERVILLE |
| State | NY |
| Zip | 10923-1734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 302 |
| Legal Description | 45.-3-55.2 |
| Legal Block | 3 |
| Legal Lot Number | 23.000 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | HAVERSTRAW |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 10601 |
1 Lyle Ter is owner-occupied and held in a trust since August 2019.
Source: Rockland County and Haverstraw Town records, as of December 26, 2025
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 1 LYLE TER, GARNERVILLE, NY 10923-1734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 25, 2024 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Aug 5, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Prior Sale | Dec 15, 2006 |
| Last Transfer Date | Aug 5, 2019 |
| Transfer Doc | 0000021814 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 1 LYLE TER, GARNERVILLE, NY 10923-1734 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000002531 |
|---|---|
| Date | Jan 25, 2024 |
| Instrument | 2024-00002531 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 12, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Aug 5, 2019 |
| Property Address | 1 LYLE TER, GARNERVILLE, NY 10923-1734 |
| Document Number | 0000021814 |
| Instrument Date | May 28, 2019 |
| Instrument | 21814 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 1 LYLE TER GARNERVILLE NY 109231734, GARNERVILLE, NY 10923-1734 |
Source: Rockland County and Haverstraw Town assessment roll, as of May 31, 2024
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Haverstraw Town |
| Municipality | West Haverstraw Village |
| Unified School District | Haverstraw-Stony Point Central School District (North Rockland) (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2024 | $299,600 (-) Land $117,200 Building $182,400 | $514,246 (+5.2%) Land $201,167 Building $313,079 |
| 2023 | $299,600 Land $117,200 Building $182,400 | $488,824 Land $191,222 Building $297,602 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1 Lyle Ter in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1979–2015) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Jul 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1 Lyle Ter is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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