4 Locust Dr, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 4 Locust Dr, Montclair, NJ 07042

Property Summary

Property TypeSingle Family Home
Details3,066 sqft · built 1964
Lot Size0.8 acres (34,831 sqft)
Owner2 Individual Names on Record
Last Sale$860,000 (Mar 2006)
Tax Bill$28,824 (2025)
Deeds & MortgagesNov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN13-01102-0000-00011

Property Details

APN / Parcel Number

Primary APN13-01102-0000-00011
Alternative APN
  • 130110200011

Interior

Stories2 Stories
Building Area3,066 sqft Living Area

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Construction TypeFrame
Lot Area34,831 sqft (0.8 acres)
Parking Spaces2 Parking Spaces

Location & Zoning

Old Parcel Number130110200011
Street Address4 LOCUST DR
CityMONTCLAIR
StateNJ
Zip07042-1609
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRO
Legal Description34832SF
Legal Block1102
Legal Lot Number11
JurisdictionESSEX NJ
Township / Civil DivisionMONTCLAIR
Census Block Group1
Census Block1016
Census Tract16900

Owner

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4 LOCUST DR, MONTCLAIR, NJ 07042-1609
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 16, 2006 · Amount on Record
Deed SaleMar 16, 2006 · Amount on Record
Prior SaleSep 18, 2002 · Amount on Record
Deed Book / Page6313 / 308
Prior Transfer DateMay 29, 1991
Prior Transfer Doc5209000464
Record UpdatedOct 29, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionESSEX NJ
Property Address4 LOCUST DR, MONTCLAIR, NJ 07042-1609
Document Number0000121266
Instrument DateNov 22, 2019
Transaction TypeMortgage
Record UpdatedFeb 12, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address4 LOCUST DR MONTCLAIR NJ 070421609, MONTCLAIR, NJ 07042-1609

Mortgage

Document Number0000121266
DateDec 24, 2019
Instrument121266
Lender
NameUS BK
TypeBank
AddressOWENSBORO, KY 42301
Agreement
AmountAmount Recorded
Term360 Months
DueDec 23, 2049

Tax Assessment & Valuation

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyEssex County
County SubdivisionMontclair Township
Unified School DistrictMontclair Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$819,800 (-) Land $379,700 Building $440,100$819,800 (-) Land $379,700 Building $440,100
2025$28,824.00 (+3.32%)$819,800 (-) Land $379,700 Building $440,100$819,800 (-) Land $379,700 Building $440,100
2024$27,897.00 (+3.49%)
2023$819,800 Land $379,700 Building $440,100$819,800 Land $379,700 Building $440,100
2022$26,955.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims4 (1994–2021)
Claims Outside the SFHA3 of 4
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 83% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONTCLAIR WATER BUREAU
serves 40,150 people · EPA ID NJ0713001
Water SourcePurchased surface water from several systems
Last State InspectionSep 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jan 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Locust Dr

Nearby Streets

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