16 Locust Dr, Montclair, NJ 07042 Property Records

Essex County and Montclair Township property record for 16 Locust Dr, Montclair, NJ 07042

Property Summary

Property Type	Single Family Home
Details	2,703 sqft · built 1965
Lot Size	0.874 acres (38,076 sqft)
Owner	2 Individual Names on File
Last Sale	$1,325,000 (Aug 2021)
Tax Bill	$27,140 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-01102-0000-00014`

Property Details

APN / Parcel Number

Primary APN	`13-01102-0000-00014`
Alternative APN	`130110200014`

Interior

Stories	1 Story
Building Area	2,703 sqft Living Area
1st Floor Area	2,703 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Construction Type	Frame
Lot Area	38,076 sqft (0.874 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	130110200014
Street Address	16 LOCUST DR
City	MONTCLAIR
State	NJ
Zip	07042-1609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO
Legal Description	38076SF
Legal Subdivision	STONEBRIDGE ESTATES SEC 02
Legal Block	1102
Legal Lot Number	14
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1016
Census Tract	16900

Owner

16 Locust Dr is owned and occupied by two individuals who bought it in August 2021.

Source: Essex County and Montclair Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16 LOCUST DR, MONTCLAIR, NJ 07042-1609
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2021 · Amount on File
Deed Sale	Aug 25, 2021 · Amount on File
Prior Sale	Jul 16, 2013 · Amount on File
Deed Document Number	2021104992
Prior Transfer Date	Aug 4, 2008
Prior Transfer Doc	0008074166
Record Updated	Sep 20, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Aug 25, 2021
Property Address	16 LOCUST DR, MONTCLAIR, NJ 07042-1609
Document Number	0000104992
Instrument Date	Aug 13, 2021
Instrument	2021104992
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	UNKNOWN, MEMBERS ALLIANCE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,312.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	57 UNDERCLIFF RD, MONTCLAIR, NJ 07042-1738

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 LOCUST DR, MONTCLAIR, NJ 07042-1609

Mortgage

Document Number	0000104993
Date	Aug 25, 2021
Instrument	2021104993

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	16 LOCUST DR, MONTCLAIR, NJ 07042-1609
Document Number	0000011136
Instrument Date	Dec 7, 2020
Transaction Type	Mortgage
Record Updated	Mar 18, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16 LOCUST DR MONTCLAIR NJ 070421609, MONTCLAIR, NJ 07042-1609

Mortgage

Document Number	0000011136
Date	Jan 28, 2021
Instrument	11136

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 27, 2041

Tax Assessment & Valuation

The 2025 property tax bill for 16 Locust Dr was $27,140, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$771,900 (-) Land $366,800 Building $405,100	$771,900 (-) Land $366,800 Building $405,100
2025	$27,140.00 (+3.32%)	$771,900 Land $366,800 Building $405,100	$771,900 Land $366,800 Building $405,100
2024	$26,267.00
2023		$771,900 Land $366,800 Building $405,100	$771,900 Land $366,800 Building $405,100
2022	$25,347.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16 Locust Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1994–2021)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 16 Locust Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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