4 Leeward Dr, Westerly, RI 02891 Property Records

Westerly Town property record for 4 Leeward Dr, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,132 sqft · built 1995
Lot Size	0.196 acres (8,521 sqft)
Owner	Individual Name on Record
Last Sale	$315,500 (Sep 2018)
Tax Bill	$4,060 (2025)
Deeds & Mortgages	Jan 2022 Refinance Sep 2019 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`M:137 B:32-C L`

Property Details

APN / Parcel Number

Primary APN	`M:137 B:32-C L`
Alternative APNs	`WEST M:137 B:32 L:C` `13149300`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,132 sqft Living Area
Gross Area	2,300 sqft

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,521 sqft (0.196 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	13149300
Street Address	4 LEEWARD DR
City	WESTERLY
State	RI
Zip	02891-4109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	32
Legal Lot Number	C
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	3
Census Block	3057
Census Tract	50902

Owner

Source: Westerly Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 LEEWARD DR, WESTERLY, RI 02891-4109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN FINANCIAL RESOURCES INC
Sep 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MTG
Sep 7, 2018	Executor's Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 7, 2018 · Amount on Record
Deed Sale	Sep 7, 2018 · Amount on Record
Prior Sale	Feb 13, 1998 · Amount on Record
Deed Document Number	20183759
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	4 LEEWARD DR, WESTERLY, RI 02891-4109
Transaction Type	Mortgage
Record Updated	Jan 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002022-319
Date	Jan 10, 2022
Book Page	2022/319
Instrument	2022-97

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2032

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	4 LEEWARD DR, WESTERLY, RI 02891-4109
Document Number	2019-5828
Instrument Date	Sep 18, 2019
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 LEEWARD DR WESTERLY RI 028914109, WESTERLY, RI 02891-4109

Mortgage

Document Number	2019-5828
Date	Sep 20, 2019
Book Page	002019/015828
Instrument	4008

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 19, 2034

September 2018: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	WESTERLY RI
Recording Date	Sep 7, 2018
Property Address	4 LEEWARD DR, WESTERLY, RI 02891-4109
Document Number	2018-4910
Book / Page	002018 / 014910
Instrument Date	Sep 7, 2018
Instrument	3759
Transaction Type	Transfer
Record Updated	Sep 27, 2018

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$315.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 LEEWARD DR WESTERLY RI 028914109, WESTERLY, RI 02891-4109

Mortgage

Document Number	2018-4916
Date	Sep 7, 2018
Book Page	002018/014916
Instrument	3761

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 6, 2033

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,060.00 (-4.2%)	$571,000 (+29.63%) Land $321,700 Building $249,300
2023	$4,238.00 (+1.73%)	$440,500 (+1.08%) Land $229,800 Building $210,700
2022	$4,166.00	$435,800 Land $229,800 Building $206,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (2009–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 80% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

4G LTE only, no 5G reported

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