12 Leeward Dr, Westerly, RI 02891 Property Records

Westerly Town property record for 12 Leeward Dr, Westerly, RI 02891

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,582 sqft · built 1988
Lot Size	0.589 acres (25,663 sqft)
Owner	Individual Name on Record
Last Sale	$410,000 (Sep 2018)
Tax Bill	$4,863 (2025)
Deeds & Mortgages	Apr 2023 Refinance Nov 2019 Line of Credit + 2 more
Flood Zone	Zone X (moderate risk)
APN	`WEST M:137 B:36`

Property Details

APN / Parcel Number

Primary APN	`WEST M:137 B:36`
Alternative APNs	`M:137 B:36 L` `11021830`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,582 sqft Living Area
Gross Area	3,440 sqft

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,663 sqft (0.589 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	11021830
Street Address	12 LEEWARD DR
City	WESTERLY
State	RI
Zip	02891-4109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	36
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	3
Census Block	3057
Census Tract	50902

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	12 LEEWARD DR, WESTERLY, RI 02891-4109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Nov 2, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK
Sep 28, 2018	Warranty Deed, Transfer
Sep 28, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2018 · Amount on Record
Deed Sale	Sep 28, 2018 · Amount on Record
Prior Sale	Apr 28, 2007 · Amount on Record
Deed Document Number	20184104
Transfer Doc	4103
Record Updated	Oct 29, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	12 LEEWARD DR, WESTERLY, RI 02891-4109
Transaction Type	Mortgage
Record Updated	Apr 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02023-4163
Date	Apr 5, 2023
Book Page	2023/4163
Instrument	2023-1061

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2048

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	12 LEEWARD DR, WESTERLY, RI 02891-4109
Document Number	2019-9779
Instrument Date	Nov 2, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 LEEWARD DR WESTERLY RI 028914109, WESTERLY, RI 02891-4109

Mortgage

Document Number	2019-9779
Date	Nov 19, 2019
Book Page	002019/019779
Instrument	5023

Lender

Name	CITIZENS BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Sep 28, 2018
Property Address	12 LEEWARD DR, WESTERLY, RI 02891-4109
Document Number	2018-6340
Book / Page	002018 / 016340
Instrument Date	Sep 17, 2018
Instrument	4104
Transaction Type	Transfer
Record Updated	Jan 16, 2019

Transaction

Amount	Amount Recorded
Tax	$410.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 LEEWARD DR WESTERLY RI 028914109, WESTERLY, RI 02891-4109

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Sep 28, 2018
Property Address	12 LEEWARD DR, WESTERLY, RI 02891-4109
Document Number	2018-6338
Book / Page	002018 / 016338
Instrument Date	Sep 13, 2018
Instrument	4103
Transaction Type	Transfer
Record Updated	Jan 16, 2019

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 S RIDGE CT RIDGEFIELD CT 068775420, RIDGEFIELD, CT 06877-5420

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,863.00 (-8.71%)	$683,900 (+23.51%) Land $357,300 Building $326,600	$744,813
2023	$5,327.00 (+0.64%)	$553,700 (-) Land $256,100 Building $297,600
2022	$5,293.00	$553,700 Land $256,100 Building $297,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (2009–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 77% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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