Cumberland County and Cumberland Town property record for 4 Ledge Rd, Cumberland Foreside, ME 04110 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4.5 ba · 3,581 sqft · built 1986 |
| Lot Size | 0.96 acres (41,817 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $849,000 (Dec 2019) |
| Tax Bill | $22,209 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Jan 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CMBL M:U06-A L:2 |
| Primary APN | CMBL M:U06-A L:2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 15 Rooms |
| Stories | 2 Stories |
| Building Area | 3,581 sqft Living Area |
| Gross Area | 8,136 sqft |
| 1st Floor Area | 1,911 sqft |
| Attic | Attic |
| Attic Area | 702 sqft |
| Basement Area | 1,209 sqft |
| Unfinished Basement | 1,236 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 41,817 sqft (0.96 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 20263738 |
|---|---|
| Street Address | 4 LEDGE RD |
| City | CUMBERLAND FORESIDE |
| State | ME |
| Zip | 04110-1107 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 2 |
| Jurisdiction | CUMBERLAND ME |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 4202 |
Source: Cumberland County and Cumberland Town records · APN CMBL M:U06-A L:2
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 LEDGE RD, CUMBERLAND FORESIDE, ME 04110-1107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2022 | Deed of Trust, Mortgage · Line of Credit CUMBERLAND COUNTY FCU |
| Jan 11, 2022 | Deed of Trust, Mortgage · ARM BANK OF AMERICA NA |
| Dec 23, 2019 | Warranty Deed, Transfer BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 23, 2019 · Amount on Record |
| Deed Sale | Dec 23, 2019 · Amount on Record |
| Deed Book / Page | 36285 / 22 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND ME |
| Property Address | 4 LEDGE RD, CUMBERLAND FORESIDE, ME 04110-1107 |
| Transaction Type | Mortgage |
| Record Updated | Sep 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0396700087 |
|---|---|
| Date | Aug 24, 2022 |
| Book Page | 39670/87 |
| Instrument | 43852 |
| Name | CUMBERLAND COUNTY FCU |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND ME |
| Property Address | 4 LEDGE RD, CUMBERLAND FORESIDE, ME 04110-1107 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0390740258 |
|---|---|
| Date | Jan 11, 2022 |
| Book Page | 39074/258 |
| Instrument | 1762 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Jan 01, 2032 |
| Index | Other |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND ME |
| Recording Date | Dec 23, 2019 |
| Property Address | 4 LEDGE RD, CUMBERLAND FORESIDE, ME 04110-1107 |
| Document Number | 0362850022 |
| Book / Page | 036285 / 000022 |
| Instrument Date | Dec 18, 2019 |
| Instrument | 66528 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9 CARRIAGE HL NORTH YARMOUTH ME 040976069, NORTH YARMOUTH, ME 04097-6069 |
| Document Number | 362850024 |
|---|---|
| Date | Dec 23, 2019 |
| Book Page | 036285/000024 |
| Instrument | 66529 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 22, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
Source: Cumberland County and Cumberland Town records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Cumberland Town |
| Unified School District | School Administrative District 51 (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $22,209.00 (+20.91%) | $882,000 (+1.8%) Land $323,300 Building $558,700 |
| 2022 | $18,368.00 | $866,400 Land $323,300 Building $543,100 |
Source: FEMA National Flood Hazard Layer, Cumberland County (23005C), updated June 3, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 230050042022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 20 individual NFIP policies nearby |
| Nearby Flood Policies | 20 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 101 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Consolidated Communications | Fiber | 2,000 / 2,000 |
| GoNetspeed | Fiber | 2,000 / 2,000 |
| Spectrum | Cable | 1,000 / 35 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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