1 Ledge Rd, Cumberland Foreside, ME 04110 Property Records

Cumberland County and Cumberland Town property record for 1 Ledge Rd, Cumberland Foreside, ME 04110

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,793 sqft · built 1966
Lot Size	1.06 acres (46,174 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,400,000 (Dec 2025)
Tax Bill	$18,797 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Feb 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CMBL M:U06-A L:29`

Property Details

APN / Parcel Number

Primary APN	`CMBL M:U06-A L:29`
Alternative APNs	`M:U06=A L:29` `20232426` `20260447` `M2670R`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,793 sqft Living Area
Gross Area	5,980 sqft
1st Floor Area	1,914 sqft
Attic	Attic
Attic Area	648 sqft
Basement Area	360 sqft
Unfinished Basement	360 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	46,174 sqft (1.06 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	20260447
Street Address	1 LEDGE RD
City	CUMBERLAND FORESIDE
State	ME
Zip	04110-1106
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LDR
Legal Lot Number	29
Jurisdiction	CUMBERLAND ME
Township / Civil Division	CUMBERLAND
Census Block Group	2
Census Block	2014
Census Tract	4202

Owner

Source: Cumberland County and Cumberland Town records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	37 RIDGEWOOD LN, NORTH YARMOUTH, ME 04097-6762
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Warranty Deed, Transfer · Conventional Mortgage ATLANTIC REGIONAL FCU
Feb 1, 2023	Deed, Transfer · Stand-Alone First Mortgage KEY BANK NA
Oct 11, 2022	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2025 · Amount on Record
Deed Sale	Dec 9, 2025 · Amount on Record
Prior Sale	Feb 1, 2023 · Amount on Record
Deed Book / Page	41921 / 343
Prior Transfer Date	Oct 7, 2022
Prior Transfer Doc	0397690314
Record Updated	Sep 20, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CUMBERLAND ME
Recording Date	Dec 9, 2025
Property Address	1 LEDGE RD, CUMBERLAND FORESIDE, ME 04110-1106
Document Number	0419210343
Book / Page	41921 / 343
Instrument Date	Dec 8, 2025
Instrument	50966
Transaction Type	Transfer
Record Updated	Dec 24, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	37 RIDGEWOOD LN, N YARMOUTH, ME 04097-6762

Mortgage

Document Number	0000050967
Date	Dec 9, 2025
Instrument	50967

Lender

Name	ATLANTIC REGIONAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CUMBERLAND ME
Recording Date	Feb 1, 2023
Property Address	1 LEDGE RD, CUMBERLAND FORESIDE, ME 04110-1106
Document Number	0399700283
Book / Page	39970 / 283
Instrument Date	Jan 31, 2023
Instrument	3459
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	82 LAKESIDE DR, FALMOUTH, ME 04105-2480

Mortgage

Document Number	0000003460
Date	Feb 1, 2023
Instrument	3460

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

October 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	CUMBERLAND ME
Recording Date	Oct 11, 2022
Property Address	1 LEDGE RD, CUMBERLAND FORESIDE, ME 04110-1106
Document Number	0397690314
Book / Page	39769 / 314
Instrument Date	Oct 7, 2022
Instrument	51206
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Cumberland County and Cumberland Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Cumberland Town
Unified School District	School Administrative District 51 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$18,797.00 (+8.3%)	$746,500 (-) Land $392,300 Building $354,200
2024	$17,356.00 (+23.01%)	$746,500 (+12.17%) Land $392,300 Building $354,200
2022	$14,109.00	$665,500 Land $392,300 Building $273,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PORTLAND WATER DISTRICT-GREATER serves 135,068 people · EPA ID ME0091300
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: GoNetspeed, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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