Monmouth County and Middletown Township property record for 4 Lawrence Cir, Middletown, NJ 07748
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,785 sqft · built 1956 |
| Lot Size | 0.502 acres (21,876 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $270,000 (Sep 2002) |
| Tax Bill | $9,469 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00635-0000-00005 |
| Primary APN | 32-00635-0000-00005 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,785 sqft Living Area |
| 1st Floor Area | 1,785 sqft |
| Upper Floors Area | 507 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 21,876 sqft (0.502 acres) |
| Lot Dimensions | 175 ft deep x 125 ft wide |
| Parking Spaces | 1 Parking Space |
| Patio Area | 330 sqft |
| Sewer | Connected |
|---|
| Account Number | 731 |
|---|---|
| Street Address | 4 LAWRENCE CIR |
| City | MIDDLETOWN |
| State | NJ |
| Zip | 07748-2737 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R22 |
| Legal Subdivision | MONTERY MANOR |
| Legal Block | 635 |
| Legal Lot Number | 5 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 4 |
| Census Block | 4008 |
| Census Tract | 800800 |
4 Lawrence Cir is owned and occupied by two individuals who bought it in September 2002.
Source: Monmouth County and Middletown Township records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 LAWRENCE CIR, MIDDLETOWN, NJ 07748-2737 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 19, 2002 · Amount on File |
| Deed Sale | Sep 19, 2002 · Amount on File |
| Deed Book / Page | 8146 / 607 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 4 LAWRENCE CIR, MIDDLETOWN, NJ 07748-2737 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0095279272 |
|---|---|
| Date | Jul 15, 2021 |
| Book Page | 9527/9272 |
| Instrument | 2021108833 |
| Name | THE FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | CHICAGO, IL 60607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | May 1, 2036 |
The 2025 property tax bill for 4 Lawrence Cir was $9,469, up 8.2% from the year before.
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $639,000 (+8.91%) Land $440,000 Building $199,000 | $639,000 (+8.91%) Land $440,000 Building $199,000 | |
| 2025 | $9,469.00 (+8.18%) | $586,700 Land $389,500 Building $197,200 | $586,700 Land $389,500 Building $197,200 |
| 2024 | $8,753.00 | ||
| 2023 | $457,700 Land $307,800 Building $149,900 | $457,700 Land $307,800 Building $149,900 | |
| 2022 | $8,091.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Lawrence Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2010–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Lawrence Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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