Monmouth County and Middletown Township property record for 10 Lawrence Cir, Middletown, NJ 07748
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,823 sqft · built 1957 |
| Lot Size | 0.502 acres (21,876 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Aug 2020) |
| Tax Bill | $10,252 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00632-0000-00172 |
| Primary APN | 32-00632-0000-00172 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,823 sqft Living Area |
| 1st Floor Area | 1,823 sqft |
| Upper Floors Area | 507 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 21,876 sqft (0.502 acres) |
| Lot Dimensions | 175 ft deep x 125 ft wide |
| Parking Spaces | 1 Parking Space |
| Patio Area | 224 sqft |
| Sewer | Connected |
|---|
| Account Number | 7315 |
|---|---|
| Street Address | 10 LAWRENCE CIR |
| City | MIDDLETOWN |
| State | NJ |
| Zip | 07748-2728 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R22 |
| Legal Subdivision | MONTEREY MANOR |
| Legal Block | 632 |
| Legal Lot Number | 172 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 800800 |
10 Lawrence Cir is owned and occupied by two individuals who bought it in August 2020.
Source: Monmouth County and Middletown Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10 LAWRENCE CIR, MIDDLETOWN, NJ 07748-2728 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 30, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Aug 17, 2020 | Grant Deed, Transfer REAL EST MTG NTWK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 17, 2020 · Amount on File |
| Deed Sale | Aug 17, 2020 · Amount on File |
| Deed Document Number | 202090462 |
| Deed Book / Page | 9433 / 9220 |
| Prior Transfer Date | Mar 24, 2011 |
| Prior Transfer Doc | 0088852446 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 10 LAWRENCE CIR, MIDDLETOWN, NJ 07748-2728 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2025 |
| Name | Verified Name |
|---|---|
| Address | 10 LAWRENCE CIR, MIDDLETOWN, NJ 07748-2728 |
| Investor | Possibly a Property Investor |
| Document Number | 0095070561 |
|---|---|
| Date | Apr 30, 2021 |
| Book Page | 9507/561 |
| Instrument | 2021070814 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Aug 17, 2020 |
| Property Address | 10 LAWRENCE CIR, MIDDLETOWN, NJ 07748-2728 |
| Document Number | 0000090462 |
| Book / Page | 009433 / 009220 |
| Instrument Date | Jun 10, 2020 |
| Instrument | 90462 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2020 |
| Title Company | HOMEBRIDGE FINANCIAL SERVICES INC, HOMEBRIDGE FIN'L SVCS INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10 LAWRENCE CIR MIDDLETOWN NJ 077482728, MIDDLETOWN, NJ 07748-2728 |
| Document Number | 90463 |
|---|---|
| Date | Aug 17, 2020 |
| Book Page | 009433/009241 |
| Instrument | 90463 |
| Name | REAL EST MTG NTWK |
|---|---|
| Type | Mortgage Company |
| Address | ISELIN, NJ 08830 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 16, 2050 |
The 2025 property tax bill for 10 Lawrence Cir was $10,252, up 24.5% from the year before.
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $688,000 (+8.31%) Land $440,000 Building $248,000 | $688,000 (+8.31%) Land $440,000 Building $248,000 | |
| 2025 | $10,252.00 (+24.46%) | $635,200 Land $389,500 Building $245,700 | $635,200 Land $389,500 Building $245,700 |
| 2024 | $8,237.00 | ||
| 2023 | $476,100 Land $307,800 Building $168,300 | $476,100 Land $307,800 Building $168,300 | |
| 2022 | $8,140.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10 Lawrence Cir in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 3 (2010–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Lawrence Cir is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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