Bergen County and Dumont Borough property record for 4 Lawrence Ave, Dumont, NJ 07628
| Property Type | Single Family Home |
|---|---|
| Details | 2,260 sqft · built 2001 |
| Lot Size | 0.107 acres (4,678 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $472,000 (Nov 2017) |
| Tax Bill | $14,026 (2025) |
| Deeds & Mortgages | Mar 2024 Second Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00708-0000-00005 |
| Primary APN | 10-00708-0000-00005 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,260 sqft Living Area |
|---|
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 4,678 sqft (0.107 acres) |
| Lot Dimensions | 78 ft deep x 60 ft wide |
| Account Number | 020500 |
|---|---|
| Street Address | 4 LAWRENCE AVE |
| City | DUMONT |
| State | NJ |
| Zip | 07628-2709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 60X78 |
| Legal Subdivision | DUMONT HEIGHTS |
| Legal Block | 708 |
| Legal Lot Number | 5 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DUMONT |
| Census Block Group | 7 |
| Census Block | 7004 |
| Census Tract | 10300 |
4 Lawrence Ave is owned and occupied by two individuals who bought it in November 2017.
Source: Bergen County and Dumont Borough records, as of June 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 LAWRENCE AVE, DUMONT, NJ 07628-2709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 5, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NATIONSTAR MORTGAGE LLC |
| Aug 11, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Nov 21, 2017 | Grant Deed, Transfer · FHA Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2017 · Amount on File |
| Deed Sale | Nov 21, 2017 · Amount on File |
| Prior Sale | Mar 16, 2016 · Amount on File |
| Deed Document Number | 201717-088060 |
| Deed Book / Page | 2790 / 377 |
| Prior Transfer Date | Sep 9, 2008 |
| Prior Transfer Doc | 0096070410 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 4 LAWRENCE AVE, DUMONT, NJ 07628-2709 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0051861299 |
|---|---|
| Date | Mar 5, 2024 |
| Book Page | 5186/1299 |
| Instrument | 2024011692 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Mar 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 4 LAWRENCE AVE, DUMONT, NJ 07628-2709 |
| Transaction Type | Mortgage |
| Record Updated | Oct 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0043251852 |
|---|---|
| Date | Aug 11, 2021 |
| Book Page | 4325/1852 |
| Instrument | 2021129805 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | GARLAND, TX 75049 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Nov 21, 2017 |
| Property Address | 4 LAWRENCE AVE, DUMONT, NJ 07628-2709 |
| Document Number | 0027900377 |
| Book / Page | 002790 / 000377 |
| Instrument Date | Nov 7, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2018 |
| Title Company | TITLE CONSULTING SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $472.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 LAWRENCE AVE DUMONT NJ 076282709, DUMONT, NJ 07628-2709 |
| Document Number | 27900383 |
|---|---|
| Date | Nov 21, 2017 |
| Book Page | 002790/000383 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 20, 2047 |
The 2025 property tax bill for 4 Lawrence Ave was $14,026, up 0.6% from the year before.
Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Dumont Borough |
| Unified School District | Dumont Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $639,200 (+6.64%) Land $300,800 Building $338,400 | $639,200 (+6.64%) Land $300,800 Building $338,400 | |
| 2025 | $14,026.00 (+0.57%) | $599,400 Land $276,100 Building $323,300 | $599,400 Land $276,100 Building $323,300 |
| 2024 | $13,947.00 | ||
| 2023 | $343,100 Land $146,800 Building $196,300 | $343,100 Land $146,800 Building $196,300 | |
| 2022 | $13,322.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Lawrence Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 14 (1979–2021) |
| Claims Outside the SFHA | 9 of 14 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Lawrence Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 692 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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