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3 Lawrence Ave, Dumont, NJ 07628 Property Records

Bergen County and Dumont Borough property record for 3 Lawrence Ave, Dumont, NJ 07628 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1,698 sqft · built 1920
Lot Size0.276 acres (12,001 sqft)
OwnerIndividual Name on File
Last Sale$415,000 (Jun 2026)
Tax Bill$13,769 (2025)
Deeds & MortgagesJun 2026 Construction Loan
Jun 2026 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN10-00708-0000-00006

Property Details

APN / Parcel Number

Primary APN10-00708-0000-00006
Alternative APNs
  • 100070800006
  • 024500

Interior

Building Area1,698 sqft Living Area

Exterior

Year BuiltBuilt 1920
Effective Year BuiltEffective 1920
Lot Area12,001 sqft (0.276 acres)
Lot Dimensions200 ft deep x 60 ft wide

Location & Zoning

Account Number024500
Street Address3 LAWRENCE AVE
CityDUMONT
StateNJ
Zip07628-2708
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description60X200
Legal Block708
Legal Lot Number6
JurisdictionBERGEN NJ
Township / Civil DivisionDUMONT
Census Block Group7
Census Block7003
Census Tract10300

Owner

Source: Bergen County and Dumont Borough records · APN 10-00708-0000-00006

Assessment roll updated June 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6 CEDAR DR, ROCHELLE PARK, NJ 07662-3202
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 09, 2026Deed of Trust, Mortgage · Construction Mortgage
APPROVED FUNDING
Jun 09, 2026Quit Claim Deed, Transfer · Construction Mortgage
APPROVED FUNDING

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 09, 2026 · Amount on Record
Deed SaleJun 09, 2026 · Amount on Record
Prior SaleJul 13, 2000 · Amount on Record
Deed Document Number202637916
Deed Book / Page5815 / 213
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Recording DateJun 09, 2026
Property Address3 LAWRENCE AVE, DUMONT, NJ 07628-2708
Document Number0000037917
Book / Page5815 / 218
Instrument DateMay 15, 2026
Instrument202637917
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address559 EDMUND TER, PARAMUS, NJ 07652-5651

Mortgage

Document Number0000037917,
DateJun 09, 2026
Book Page5815/218
Instrument202637917
Lender
NameAPPROVED FUNDING
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 01, 2027
Interest
Rate TypeBalloon
Rate6.3%
Initial TypeBalloon
Max Rate-1%

June 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBERGEN NJ
Recording DateJun 09, 2026
Property Address3 LAWRENCE AVE, DUMONT, NJ 07628-2708
Document Number0000037916
Book / Page5815 / 213
Instrument DateMay 13, 2026
Instrument202637916
Transaction TypeTransfer
Record UpdatedJul 07, 2026
Title CompanyLAND TITLE, LAND RUSH TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$41,915.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership
Address6 CEDAR DR, ROCHELLE PARK, NJ 07662-3202

Mortgage

Document Number0000037916,
DateJun 09, 2026
Book Page5815/218
Instrument202637916
Lender
NameAPPROVED FUNDING
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJun 01, 2027
Interest
Rate TypeBalloon
Rate6.3%
Initial TypeBalloon
Max Rate-1%

Tax Assessment & Valuation

Source: Bergen County and Dumont Borough records · Assessment roll updated June 29, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityDumont Borough
Unified School DistrictDumont Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$630,900 (+7.22%) Land $348,200 Building $282,700$630,900 (+7.22%) Land $348,200 Building $282,700
2025$13,769.00 (+6.25%)$588,400 (+84.57%) Land $319,900 Building $268,500$588,400 (+84.57%) Land $319,900 Building $268,500
2024$12,959.00 (+4.69%)
2023$318,800 Land $191,500 Building $127,300$318,800 Land $191,500 Building $127,300
2022$12,379.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bergen County (34003C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030103007, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 13 individual NFIP policies nearby
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims14 (1979–2021)
Claims Outside the SFHA9 of 14
Most Recent ClaimSep 2021, alluvial fan flooding, Remnants Of Hurricane Ida
Claims By Storm
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 692 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Optimum CommunicationsFiber8,000 / 8,000
VerizonFiber2,300 / 2,300
Optimum CommunicationsCable940 / 35
AT&TFixed Wireless100 / 20
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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