Essex County and Fairfield Township property record for 4 Laurel Pl, Fairfield, NJ 07004
| Property Type | Single Family Home |
|---|---|
| Details | 2,624 sqft · built 1946 |
| Lot Size | 0.273 acres (11,874 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Jun 2017) |
| Tax Bill | $7,429 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage May 2018 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 07-00901-0000-00002 |
| Primary APN | 07-00901-0000-00002 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,624 sqft Living Area |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Lot Area | 11,874 sqft (0.273 acres) |
| Lot Dimensions | 125 ft deep x 95 ft wide |
| Account Number | 00000183 |
|---|---|
| Street Address | 4 LAUREL PL |
| City | FAIRFIELD |
| State | NJ |
| Zip | 07004-3205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 95X125 |
| Legal Block | 901 |
| Legal Lot Number | 2 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | FAIRFIELD |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 21601 |
Source: Essex County and Fairfield Township records · APN 07-00901-0000-00002
Assessment roll updated July 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 LAUREL PL, FAIRFIELD, NJ 07004-3205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JERSEY MORTGAGE CO |
| May 11, 2018 | Quit Claim Deed, Transfer NOT AVAILABLE |
| Jun 29, 2017 | Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MTG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 29, 2017 · Amount on Record |
| Deed Sale | Jun 29, 2017 · Amount on Record |
| Deed Document Number | 201756492 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 4 LAUREL PL, FAIRFIELD, NJ 07004-3205 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|
| Document Number | 2021017972 |
|---|---|
| Date | Feb 17, 2021 |
| Instrument | 2021017972 |
| Name | JERSEY MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | CRANFORD, NJ 07016 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Oct 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | May 11, 2018 |
| Property Address | 4 LAUREL PL, FAIRFIELD, NJ 07004-3205 |
| Document Number | 0000041344 |
| Instrument Date | May 03, 2018 |
| Instrument | 41344 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2019 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 LAUREL PL FAIRFIELD NJ 070043205, FAIRFIELD, NJ 07004-3205 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | Jun 29, 2017 |
| Property Address | 4 LAUREL PL, FAIRFIELD, NJ 07004-3205 |
| Document Number | 0000056492 |
| Instrument Date | Jun 22, 2017 |
| Instrument | 56492 |
| Transaction Type | Transfer |
| Record Updated | Jan 11, 2019 |
| Title Company | CHANCELLOR TITLE AGENCY, CHANCELLOR TITLE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 LAUREL PL FAIRFIELD NJ 070043205, FAIRFIELD, NJ 07004-3205 |
| Document Number | 56497 |
|---|---|
| Date | Jun 29, 2017 |
| Instrument | 56497 |
| Name | FINANCE OF AMERICA MTG |
|---|---|
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2047 |
Source: Essex County and Fairfield Township records · Assessment roll updated July 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Fairfield Township |
| Elementary School District | Fairfield Township School District (KG - 06) |
| Secondary School District | West Essex Regional School District (07 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $520,400 (+45.77%) Land $212,500 Building $307,900 | $520,400 (+45.77%) Land $212,500 Building $307,900 | |
| 2025 | $7,429.00 (-2.57%) | $357,000 (-) Land $212,500 Building $144,500 | $357,000 (-) Land $212,500 Building $144,500 |
| 2024 | $7,625.00 (+6.64%) | ||
| 2023 | $357,000 Land $212,500 Building $144,500 | $357,000 Land $212,500 Building $144,500 | |
| 2022 | $7,150.00 |
Source: FEMA National Flood Hazard Layer as of September 24, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 245 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 245 in force |
| Nearby Flood Claims | 424 (1979–2024) |
| Claims Outside the SFHA | 14 of 424 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Optimum Communications.
Based on FCC filings for 131 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FAIRFIELD WATER DEPT serves 7,400 people |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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