12 Laurel Pl, Fairfield, NJ 07004 Property Records

Essex County and Fairfield Township property record for 12 Laurel Pl, Fairfield, NJ 07004

Property Summary

Property Type	Single Family Home
Details	1,188 sqft · built 1950
Lot Size	0.215 acres (9,374 sqft)
Owner	2 Individual Names on File
Last Sale	$319,900 (Jun 2017)
Tax Bill	$6,863 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jun 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`07-00901-0000-00006`

Property Details

APN / Parcel Number

Primary APN	`07-00901-0000-00006`
Alternative APNs	`070090100006` `00000187`

Interior

Stories	1 Story
Building Area	1,188 sqft Living Area
1st Floor Area	1,188 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	9,374 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	00000187
Street Address	12 LAUREL PL
City	FAIRFIELD
State	NJ
Zip	07004-3205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	75X125
Legal Block	901
Legal Lot Number	6
Jurisdiction	ESSEX NJ
Township / Civil Division	FAIRFIELD
Census Block Group	3
Census Block	3020
Census Tract	21601

Owner

12 Laurel Pl is owned and occupied by two individuals who bought it in June 2017.

Source: Essex County and Fairfield Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12 LAUREL PL, FAIRFIELD, NJ 07004-3205
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jun 19, 2017	Grant Deed, Transfer · FHA Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2017 · Amount on File
Deed Sale	Jun 19, 2017 · Amount on File
Deed Document Number	201753030
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	12 LAUREL PL, FAIRFIELD, NJ 07004-3205
Transaction Type	Mortgage
Record Updated	Nov 1, 2021
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 LAUREL PL, FAIRFIELD, NJ 07004-3205

Mortgage

Document Number	2021093034
Date	Jul 30, 2021
Instrument	2021093034

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	311 Months
Due	Jun 1, 2047

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Jun 19, 2017
Property Address	12 LAUREL PL, FAIRFIELD, NJ 07004-3205
Document Number	0000053030
Instrument Date	Apr 24, 2017
Instrument	53030
Transaction Type	Transfer
Record Updated	Jan 11, 2019
Title Company	EVIDENT TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$319.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12 LAUREL PL FAIRFIELD NJ 070043205, FAIRFIELD, NJ 07004-3205

Mortgage

Document Number	53031
Date	Jun 19, 2017
Instrument	53031

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Funding / Finance Company
Address	WHIPPANY, NJ 07981

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 12 Laurel Pl was $6,863, down 2.6% from the year before.

Source: Essex County and Fairfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Fairfield Township
Elementary School District	Fairfield Township School District (KG - 06)
Secondary School District	West Essex Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$329,800 (-) Land $210,000 Building $119,800	$329,800 (-) Land $210,000 Building $119,800
2025	$6,863.00 (-2.57%)	$329,800 Land $210,000 Building $119,800	$329,800 Land $210,000 Building $119,800
2024	$7,044.00
2023		$329,800 Land $210,000 Building $119,800	$329,800 Land $210,000 Building $119,800
2022	$6,605.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12 Laurel Pl in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 245 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	245 in force
Nearby Flood Claims	424 (1979–2024)
Claims Outside the SFHA	14 of 424
Most Recent Claim	Jan 2024 · river or lake flooding
Claims by Event	Hurricane Irene, Sep 2011 · 129 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 45 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 43 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12 Laurel Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRFIELD WATER DEPT serves 7,400 people · EPA ID NJ0707001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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