Essex County and Andover Town property record for 4 Lancaster Pl, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 3,318 sqft · built 1972 |
| Lot Size | 1.06 acres (46,217 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $12,952 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Dec 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00133 B:00043 L:00000 |
| Primary APN | ANDO M:00133 B:00043 L:00000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 3,318 sqft Living Area |
| Gross Area | 3,928 sqft |
| Basement Area | 1,220 sqft |
| Unfinished Basement | 610 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 46,217 sqft (1.06 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 4 LANCASTER PL |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-3362 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRB |
| Legal Subdivision | SHERWOOD FOREST |
| Legal Block | 43 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 254401 |
4 Lancaster Pl is owner-occupied and held in a trust.
Source: Essex County and Andover Town records, as of July 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 4 LANCASTER PL, ANDOVER, MA 01810-3362 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 30, 2025 | Deed of Trust, Mortgage · Line of Credit CITIZENS BANK |
| Dec 20, 2017 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 4 LANCASTER PL, ANDOVER, MA 01810-3362 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 018480-160 |
|---|---|
| Date | Dec 30, 2025 |
| Book Page | 18480/160 |
| Instrument | 23202 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 277 Months |
| Due | Jan 1, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 4 LANCASTER PL, ANDOVER, MA 01810-3362 |
| Document Number | 15379-309 |
| Book / Page | 015379 / 000309 |
| Instrument Date | Dec 20, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Document Number | 15379-309 |
|---|---|
| Date | Feb 1, 2018 |
| Book Page | 015379/000309 |
| Instrument | 2634 |
| Name | CITIZENS BK/RI |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4 Lancaster Pl was $12,952, up 1.7% from the year before.
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,952.00 (+1.69%) | $1,037,000 (+4.86%) Land $610,700 Building $426,300 | $1,112,545 |
| 2024 | $12,737.00 (+4.72%) | $988,900 (+11.06%) Land $588,100 Building $400,800 | |
| 2023 | $12,163.00 | $890,400 Land $529,700 Building $360,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Lancaster Pl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Lancaster Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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