Essex County and Andover Town property record for 10 Lancaster Pl, Andover, MA 01810
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,506 sqft · built 1971 |
| Lot Size | 0.554 acres (24,150 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $490,000 (Oct 2008) |
| Tax Bill | $12,395 (2025) |
| Deeds & Mortgages | Sep 2026 Transfer May 2026 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | ANDO M:00133 B:00046 L:00000 |
| Primary APN | ANDO M:00133 B:00046 L:00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 3,506 sqft Living Area |
| Gross Area | 5,428 sqft |
| Basement Area | 2,282 sqft |
| Unfinished Basement | 1,572 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,150 sqft (0.554 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Heating Fuel | Electric |
|---|
| Street Address | 10 LANCASTER PL |
|---|---|
| City | ANDOVER |
| State | MA |
| Zip | 01810-3362 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SRB |
| Legal Block | 46 |
| Jurisdiction | ANDOVER MA |
| Township / Civil Division | ANDOVER |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 254401 |
Source: Essex County and Andover Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10 LANCASTER PL, ANDOVER, MA 01810-3362 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
| Date | Document |
|---|---|
| Sep 17, 2026 | Quit Claim Deed, Transfer Quitclaim |
| May 14, 2026 | Deed of Trust, Mortgage · Line of Credit SALEM FIVE CENTS SAVINGS BANK |
| Dec 23, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE CENTS SAVINGS BANK |
| Feb 3, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 22, 2008 · Amount on Record |
| Deed Sale | Oct 22, 2008 · Amount on Record |
| Deed Book / Page | 11351 / 279 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | Sep 17, 2026 |
| Property Address | 10 LANCASTER PL, ANDOVER, MA 01810-3362 |
| Document Number | 0000016360 |
| Book / Page | 18694 / 147 |
| Instrument Date | Sep 16, 2026 |
| Instrument | 202616360 |
| Transaction Type | Transfer |
| Record Updated | Oct 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 LANCASTER PL, ANDOVER, MA 01810-3362 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Recording Date | May 14, 2026 |
| Property Address | 10 LANCASTER PL, ANDOVER, MA 01810-3362 |
| Document Number | 0018580-33 |
| Book / Page | 18580 / 33 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 20267566 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 10 LANCASTER PL, ANDOVER, MA 01810-3362 |
| Document Number | 0000007566, |
|---|---|
| Date | May 14, 2026 |
| Book Page | 18580/33 |
| Instrument | 20267566 |
| Name | SALEM FIVE CENTS SAVINGS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 10 LANCASTER PL, ANDOVER, MA 01810-3362 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2022 |
| Name | Verified Name |
|---|
| Document Number | 017287-155 |
|---|---|
| Date | Dec 23, 2021 |
| Book Page | 17287/155 |
| Instrument | 41771 |
| Name | SALEM FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANDOVER MA |
| Property Address | 10 LANCASTER PL, ANDOVER, MA 01810-3362 |
| Transaction Type | Mortgage |
| Record Updated | Feb 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 16752-8 |
|---|---|
| Date | Feb 3, 2021 |
| Book Page | 16752/8 |
| Instrument | 3969 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
Source: Essex County and Andover Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Andover Town |
| Unified School District | Andover School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $12,395.00 (+1.12%) | $992,400 (+4.28%) Land $528,300 Building $464,100 | $1,040,060 |
| 2024 | $12,258.00 (+2.87%) | $951,700 (+9.1%) Land $508,700 Building $443,000 | |
| 2023 | $11,916.00 | $872,300 Land $458,100 Building $414,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER WATER DEPT serves 36,569 people · EPA ID MA3009000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 Corrosion control Jan 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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