4 Lamplight Cir, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 4 Lamplight Cir, Natick, MA 01760

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,516 sqft · built 1982
Lot Size0.28 acres (12,201 sqft)
OwnerIndividual Name on Record
Last Sale$605,000 (Feb 2020)
Tax Bill$11,846 (2025)
Deeds & MortgagesJul 2025 Line of Credit
Jun 2022 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN31-00000290

Property Details

APN / Parcel Number

Primary APN31-00000290
Alternative APN
  • NATI M:00000031 P:00000290

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,516 sqft Living Area
1st Floor Area864 sqft
Basement Area767 sqft
Unfinished Basement767 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1982
Architectural StyleOther
Exterior MaterialWood Siding
Lot Area12,201 sqft (0.28 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number31-00000290
Street Address4 LAMPLIGHT CIR
CityNATICK
StateMA
Zip01760-3151
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRSA
JurisdictionNATICK MA
Township / Civil DivisionNATICK
Census Block Group4
Census Block4009
Census Tract382602

Owner

Source: Middlesex County and Natick Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4 LAMPLIGHT CIR, NATICK, MA 01760-3151
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2025Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Jun 17, 2022Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK
Oct 7, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
RADIUS FINANCIAL GROUP
Feb 20, 2020Quit Claim Deed, Transfer · Stand-Alone First Mortgage
RADIUS FINANCIAL GROUP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 20, 2020 · Amount on Record
Deed SaleFeb 20, 2020 · Amount on Record
Prior SaleMay 18, 1994 · Amount on Record
Deed Document Number202025280
Deed Book / Page74159 / 127
Record UpdatedJun 8, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address4 LAMPLIGHT CIR, NATICK, MA 01760-3151
Transaction TypeMortgage
Record UpdatedNov 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0084308-57
DateJul 1, 2025
Book Page84308/57
Instrument76399
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueAug 1, 2050
Interest
Rate TypeAdjustable Rate

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address4 LAMPLIGHT CIR, NATICK, MA 01760-3151
Transaction TypeMortgage
Record UpdatedJul 8, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number080294-270
DateJun 17, 2022
Book Page80294/270
Instrument91704
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueJul 1, 2047
Interest
Rate TypeAdjustable Rate

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNATICK MA
Property Address4 LAMPLIGHT CIR, NATICK, MA 01760-3151
Transaction TypeMortgage
Record UpdatedMar 22, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number75833-21
DateOct 7, 2020
Book Page75833/21
Instrument181697
Lender
NameRADIUS FINANCIAL GROUP
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2050

February 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNATICK MA
Recording DateFeb 20, 2020
Property Address4 LAMPLIGHT CIR, NATICK, MA 01760-3151
Document Number74159-127
Book / Page74159 / 127
Instrument DateFeb 11, 2020
Instrument25280
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 LAMPLIGHT CIR, NATICK, MA 01760-3151

Mortgage

Document Number25281
DateFeb 20, 2020
Instrument25281
Lender
NameRADIUS FINANCIAL GROUP
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionNatick Town
Unified School DistrictNatick School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,846.00 (+3.59%)$990,500 (+6.2%) Land $455,000 Building $535,500$806,930
2024$11,435.00 (+14.43%)$932,700 (+17.97%) Land $429,700 Building $503,000
2023$9,993.00$790,600 Land $404,000 Building $386,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 88% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNATICK WATER AND SEWER DIVISION
serves 37,006 people · EPA ID MA3198000
Water SourceGroundwater
Last State InspectionAug 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

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