10 Lamplight Cir, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 10 Lamplight Cir, Natick, MA 01760

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,707 sqft · built 1984
Lot Size	0.341 acres (14,867 sqft)
Owner	2 Individual Names on File
Last Sale	$1,432,500 (May 2024)
Tax Bill	$16,267 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Sep 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-00000081`

Property Details

APN / Parcel Number

Primary APN	`23-00000081`
Alternative APN	`NATI M:00000023 P:00000081`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	15 Rooms
Stories	2 Stories
Building Area	3,707 sqft Living Area
1st Floor Area	1,120 sqft
Basement Area	576 sqft
Unfinished Basement	576 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2024
Architectural Style	Colonial
Exterior Material	Wood Siding
Lot Area	14,867 sqft (0.341 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	23-00000081
Street Address	10 LAMPLIGHT CIR
City	NATICK
State	MA
Zip	01760-3151
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSA
Jurisdiction	NATICK MA
Township / Civil Division	NATICK
Census Block Group	4
Census Block	4009
Census Tract	382602

Owner

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10 LAMPLIGHT CIR, NATICK, MA 01760-3151
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 29, 2022	Quit Claim Deed, Transfer · Commercial Mortgage GROUNDFLOOR RE 1 LLC
Jul 8, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MICHAEL ROMANO
Dec 1, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 8, 2024 · Amount on Record
Deed Sale	May 8, 2024 · Amount on Record
Prior Sale	Sep 29, 2022 · Amount on Record
Deed Document Number	202447170
Deed Book / Page	82749 / 231
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	10 LAMPLIGHT CIR, NATICK, MA 01760-3151
Transaction Type	Mortgage
Record Updated	May 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0085394-89
Date	Mar 27, 2026
Book Page	85394/89
Instrument	33608

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NATICK MA
Recording Date	Sep 29, 2022
Property Address	10 LAMPLIGHT CIR, NATICK, MA 01760-3151
Document Number	080775-119
Book / Page	80775 / 119
Instrument Date	Sep 27, 2022
Instrument	147717
Transaction Type	Transfer
Record Updated	Oct 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 LAMPLIGHT CIR, NATICK, MA 01760-3151

Mortgage

Document Number	0000147718
Date	Sep 29, 2022
Instrument	147718

Lender

Name	GROUNDFLOOR RE 1 LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	10 LAMPLIGHT CIR, NATICK, MA 01760-3151
Transaction Type	Mortgage
Record Updated	Jul 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080401-265
Date	Jul 8, 2022
Book Page	80401/265
Instrument	103867

Lender

Name	MICHAEL ROMANO

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	13 Months
Due	Aug 1, 2023

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NATICK MA
Recording Date	Dec 1, 2021
Property Address	10 LAMPLIGHT CIR, NATICK, MA 01760-3151
Document Number	079259-296
Book / Page	79259 / 296
Instrument Date	Nov 29, 2021
Instrument	260138
Transaction Type	Transfer
Record Updated	Dec 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 LAMPLIGHT CIR, NATICK, MA 01760-3151

Tax Assessment & Valuation

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Natick Town
Unified School District	Natick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,267.00 (+24.27%)	$1,360,100 (+27.39%) Land $461,000 Building $899,100	$1,329,810
2024	$13,090.00 (+5.81%)	$1,067,700 (+9.09%) Land $435,400 Building $632,300
2023	$12,371.00	$978,700 Land $408,800 Building $569,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 88% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Radiate Holdings Cable · Fiber in parts of the area	1,500 / 50
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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