4 Kettle Ct, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 4 Kettle Ct, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,077 sqft · built 1980
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (Dec 2022)
Tax Bill	$11,092 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00084-02-00042`

Property Details

APN / Parcel Number

Primary APN	`21-00084-02-00042`
Alternative APNs	`2100084000200042` `220420`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,077 sqft Living Area
1st Floor Area	1,304 sqft
Upper Floors Area	941 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	7,405 sqft (0.17 acres)
Garage Area	232 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	220420
Street Address	4 KETTLE CT
City	HOWELL
State	NJ
Zip	07731-1614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Subdivision	US/CANDLEWOOD SEC 07
Legal Block	84.2
Legal Lot Number	42
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	1
Census Block	1000
Census Tract	811303

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 KETTLE CT, HOWELL, NJ 07731-1614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jul 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2022 · Amount on Record
Deed Sale	Dec 14, 2022 · Amount on Record
Deed Document Number	2022119302
Deed Book / Page	9627 / 6965
Record Updated	Sep 20, 2026

December 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Dec 14, 2022
Property Address	4 KETTLE CT, HOWELL, NJ 07731-1614
Document Number	0096276963
Book / Page	9627 / 6963
Instrument Date	Nov 25, 2022
Instrument	2022119302
Transaction Type	Transfer
Record Updated	Jan 10, 2023
Title Company	MEISTER ABSTRACT CORPORATION, MEISTER ABSTRACT CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,272.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9228 GOODWILL CT, MYRTLE BEACH, SC 29579-1874

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 KETTLE CT, HOWELL, NJ 07731-1614

Mortgage

Document Number	2022119303
Date	Dec 14, 2022
Instrument	2022119303

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	4 KETTLE CT, HOWELL, NJ 07731-1614
Transaction Type	Mortgage
Record Updated	Aug 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095296175
Date	Jul 22, 2021
Book Page	9529/6175
Instrument	2021112293

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$675,000 (+4.73%) Land $407,000 Building $268,000	$675,000 (+4.73%) Land $407,000 Building $268,000
2025	$11,092.00 (+6.15%)	$644,500 (+24.23%) Land $379,000 Building $265,500	$644,500 (+24.23%) Land $379,000 Building $265,500
2024	$10,449.00 (+27.18%)
2023		$518,800 Land $277,000 Building $241,800	$518,800 Land $277,000 Building $241,800
2022	$8,216.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1978–1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Verizon.

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