3 Kettle Ct, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 3 Kettle Ct, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,032 sqft · built 1980
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on Record
Last Sale	$681,000 (Mar 2024)
Tax Bill	$11,312 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Apr 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`21-00084-02-00053`

Property Details

APN / Parcel Number

Primary APN	`21-00084-02-00053`
Alternative APNs	`2100084000200053` `220530`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,032 sqft Living Area
1st Floor Area	1,096 sqft
Upper Floors Area	936 sqft
Basement Area	408 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	220530
Street Address	3 KETTLE CT
City	HOWELL
State	NJ
Zip	07731-1660
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Subdivision	US/CANDLEWOOD SEC 07
Legal Block	84.2
Legal Lot Number	53
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	1
Census Block	1000
Census Tract	811303

Owner

Source: Monmouth County and Howell Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3 KETTLE CT, HOWELL, NJ 07731-1660
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2024	Deed, Transfer · Conventional Mortgage ARK MORTGAGE INC
Apr 7, 2017	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2024 · Amount on Record
Deed Sale	Mar 4, 2024 · Amount on Record
Prior Sale	Jun 10, 2004 · Amount on Record
Deed Document Number	202414203
Deed Book / Page	9679 / 5620
Record Updated	Oct 29, 2026

March 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Mar 4, 2024
Property Address	3 KETTLE CT, HOWELL, NJ 07731-1660
Document Number	0096795620
Book / Page	9679 / 5620
Instrument Date	Feb 28, 2024
Instrument	2024014203
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	MADISON TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,043.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 KETTLE CT, HOWELL, NJ 07731-1660

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 KETTLE CT, HOWELL, NJ 07731-1660

Mortgage

Document Number	2024014204
Date	Mar 4, 2024
Instrument	2024014204

Lender

Name	ARK MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	3 KETTLE CT, HOWELL, NJ 07731-1660
Document Number	0000044247
Instrument Date	Apr 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3 KETTLE CT HOWELL NJ 077311660, HOWELL, NJ 07731-1660

Mortgage

Document Number	0000044247
Date	May 1, 2017
Book Page	009225/001972
Instrument	44247

Lender

Name	WELLS FARGO BK
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$687,800 (+4.64%) Land $411,000 Building $276,800	$687,800 (+4.64%) Land $411,000 Building $276,800
2025	$11,312.00 (+5.99%)	$657,300 (+20.98%) Land $383,000 Building $274,300	$657,300 (+20.98%) Land $383,000 Building $274,300
2024	$10,673.00 (+22.57%)
2023		$543,300 (+30.7%) Land $281,000 Building $262,300	$543,300 (+30.7%) Land $281,000 Building $262,300
2022	$8,708.00 (-0.99%)	$415,700 Land $166,000 Building $249,700	$415,700 Land $166,000 Building $249,700
2021	$8,795.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1978–1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: Verizon.

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