4 Josh Ln, Troy, IL 62294 Property Records

Madison County property record for 4 Josh Ln, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 1,172 sqft · built 1993
Lot Size	1.17 acres (50,965 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Dec 2014)
Tax Bill	$9,573 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
APN	`09-1-22-03-03-301-008-001`

Property Details

APN / Parcel Number

Primary APN	`09-1-22-03-03-301-008-001`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	1,172 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	50,965 sqft (1.17 acres)
Patio Area	800 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Other

Location & Zoning

Street Address	4 JOSH LN
City	TROY
State	IL
Zip	62294-1247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT SW SW
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	1
Census Block	1012
Census Tract	403531

Owner

4 Josh Ln is owned and occupied by an individual who bought it in December 2014.

Source: Madison County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	4 JOSH LN, TROY, IL 62294-1247
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2014 · Amount on File
Deed Sale	Dec 17, 2014 · Amount on File
Prior Sale	Sep 12, 2012 · Amount on File
Deed Document Number	201440624
Prior Transfer Date	Dec 5, 2014
Prior Transfer Doc	0000040623
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	4 JOSH LN, TROY, IL 62294-1247
Document Number	0000033865
Instrument Date	Sep 14, 2020
Transaction Type	Mortgage
Record Updated	Oct 5, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 JOSH LN TROY IL 622941247, TROY, IL 62294-1247

Mortgage

Document Number	0000033865
Date	Sep 24, 2020
Instrument	33865

Lender

Name	TOGETHER CU
Address	SAINT LOUIS, MO 63118

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 23, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 4 Josh Ln was $9,573 with a homeowner's exemption, up 6.6% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,573.00 (+6.56%)	$144,360 Land $19,210 Building $125,150	$433,080 Land $57,630 Building $375,450
2024	$8,984.00
2022	$7,958.00	$112,530 Land $14,970 Building $97,560	$337,928 Land $44,955 Building $292,973

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 4 Josh Ln; 2 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Josh Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 16,962 people · EPA ID IL1191000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.69 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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