2 Josh Ln, Troy, IL 62294 Property Records

Madison County property record for 2 Josh Ln, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,536 sqft · built 1983
Lot Size	1.63 acres (71,003 sqft)
Owner	Individual Name on Record
Last Sale	$193,500 (Nov 2004)
Tax Bill	$4,530 (2025)
Deeds & Mortgages	Mar 2019 Loan Modification Mar 2018 Loan Modification
APN	`09-2-22-03-03-301-014`

Property Details

APN / Parcel Number

Primary APN	`09-2-22-03-03-301-014`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,536 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Modern
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	71,003 sqft (1.63 acres)
Lot Dimensions	328 ft deep x 120 ft wide
Patio Area	680 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	2 JOSH LN
City	TROY
State	IL
Zip	62294-1247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WALNUT HILLS LAKE ESTATES LOT 4 10X340.76XIRR
Legal Subdivision	WALNUT HILLS LAKE ESTATES
Legal Lot Number	4
Jurisdiction	MADISON IL
Township / Civil Division	JARVIS
Census Block Group	1
Census Block	1012
Census Tract	403531

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2 JOSH LN, TROY, IL 62294-1247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2019	Loan Modification, Mortgage · Conventional Mortgage FCB BK
Mar 25, 2018	Loan Modification, Mortgage · Conventional Mortgage FCB BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 9, 2004 · Amount on Record
Deed Sale	Nov 9, 2004 · Amount on Record
Deed Document Number	200466695
Record Updated	Oct 29, 2026

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON IL
Property Address	2 JOSH LN, TROY, IL 62294-1247
Document Number	0000019437
Instrument Date	Mar 25, 2019
Transaction Type	Mortgage
Record Updated	Jul 15, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 JOSH LN TROY IL 622941247, TROY, IL 62294-1247

Mortgage

Document Number	0000019437
Date	Jun 21, 2019
Instrument	19437

Lender

Name	FCB BK
Type	Bank
Address	EDWARDSVILLE, IL 62025

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON IL
Property Address	2 JOSH LN, TROY, IL 62294-1247
Document Number	0000016957
Instrument Date	Mar 25, 2018
Transaction Type	Mortgage
Record Updated	Jun 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2 JOSH LN TROY IL 622941247, TROY, IL 62294-1247

Mortgage

Document Number	0000016957
Date	Jun 5, 2018
Instrument	16957

Lender

Name	FCB BK
Type	Bank
Address	EDWARDSVII, IL 62025

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jun 4, 2019

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Jarvis Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,530.00 (+6.92%)	$71,480 (-10.99%) Land $31,680 Building $39,800	$214,440 (-11.08%) Land $95,040 Building $119,400
2024	$4,237.00 (-23.67%)
2022	$5,551.00	$80,310 Land $20,630 Building $59,680	$241,171 Land $61,952 Building $179,219

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 16,962 people · EPA ID IL1191000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.69 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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