4 Joseph Dr, Warren, RI 02885 Property Records

Warren Town property record for 4 Joseph Dr, Warren, RI 02885

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,230 sqft · built 1985
Lot Size	0.24 acres (10,476 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,342 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Aug 2023 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`13-1450-00`

Property Details

APN / Parcel Number

Primary APN	`13-1450-00`
Alternative APN	`WARR M:20 L:499`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,230 sqft Living Area
Gross Area	3,469 sqft
Basement Area	1,843 sqft
Unfinished Basement	1,843 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,476 sqft (0.24 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Account Number	13-1450-00
Street Address	4 JOSEPH DR
City	WARREN
State	RI
Zip	02885-1129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Lot Number	499
Jurisdiction	WARREN RI
Township / Civil Division	WARREN
Census Block Group	2
Census Block	2013
Census Tract	30601

Owner

Source: Warren Town assessment roll, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 JOSEPH DR, WARREN, RI 02885-1129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2025	Deed of Trust, Mortgage · Conventional Mortgage FEDERAL SAVINGS BANK
Aug 21, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance THE WASHINGTON TRUST CO OF WESTERLY
Aug 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance STEARNS LENDING INC
Nov 19, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN RI
Property Address	4 JOSEPH DR, WARREN, RI 02885-1129
Transaction Type	Mortgage
Record Updated	Dec 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001156-301
Date	Nov 20, 2025
Book Page	1156/301
Instrument	37987

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2050

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN RI
Property Address	4 JOSEPH DR, WARREN, RI 02885-1129
Transaction Type	Mortgage
Record Updated	Sep 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001108-305
Date	Aug 21, 2023
Book Page	1108/305
Instrument	34211

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN RI
Property Address	4 JOSEPH DR, WARREN, RI 02885-1129
Transaction Type	Mortgage
Record Updated	Aug 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1054-155
Date	Aug 4, 2021
Book Page	1054/155
Instrument	30008

Lender

Name	STEARNS LENDING INC
Type	Funding / Finance Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2041

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN RI
Property Address	4 JOSEPH DR, WARREN, RI 02885-1129
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	993-47
Date	Nov 19, 2019
Book Page	993/47
Instrument	20190000025395

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Warren Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Warren Town
Unified School District	Bristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,342.00 (+9.01%)	$425,900 (-) Land $160,200 Building $265,700
2023	$5,818.00 (+11.16%)	$425,900 (+46.56%) Land $160,200 Building $265,700
2022	$5,234.00	$290,600 Land $138,000 Building $152,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 individual policies
Nearby Flood Policies	104 units insured incl. 91 condo units
Nearby Flood Claims	13 (1998–2010)
Claims Outside the SFHA	9 of 13
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
WH i3B Bidco LLC/WH i3B Topco Cable	2,000 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Xfinity.

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