12 Joseph Dr, Warren, RI 02885 Property Records

Warren Town property record for 12 Joseph Dr, Warren, RI 02885

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,276 sqft · built 1985
Lot Size	0.244 acres (10,642 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,391 (2026)
Deeds & Mortgages	Mar 2026 Transfer Jul 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-0002-50`

Property Details

APN / Parcel Number

Primary APN	`3-0002-50`
Alternative APN	`WARR M:20 L:495`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,276 sqft Living Area
Gross Area	2,572 sqft
Basement Area	1,196 sqft
Unfinished Basement	1,196 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,642 sqft (0.244 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	3-0002-50
Street Address	12 JOSEPH DR
City	WARREN
State	RI
Zip	02885-1129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Lot Number	495
Jurisdiction	WARREN RI
Township / Civil Division	WARREN
Census Block Group	2
Census Block	2013
Census Tract	30601

Owner

Source: Warren Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12 JOSEPH DR, WARREN, RI 02885-1129
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Quit Claim Deed, Transfer Quitclaim
Jul 25, 2022	Deed of Trust, Mortgage · Line of Credit ST ANNE CU
Apr 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage ST ANNE'S CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 5, 2026
Transfer Doc	001162-298
Record Updated	Oct 29, 2026

March 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARREN RI
Recording Date	Mar 9, 2026
Property Address	12 JOSEPH DR, WARREN, RI 02885-1129
Document Number	001162-298
Book / Page	1162 / 298
Instrument Date	Mar 5, 2026
Instrument	237
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	12 JOSEPH DR, WARREN, RI 02885-1129

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN RI
Property Address	12 JOSEPH DR, WARREN, RI 02885-1129
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001086-31
Date	Jul 25, 2022
Book Page	1086/31
Instrument	32456

Lender

Name	ST ANNE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2047

Interest

Rate Type	Adjustable Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN RI
Property Address	12 JOSEPH DR, WARREN, RI 02885-1129
Document Number	951-265
Instrument Date	Apr 12, 2018
Transaction Type	Mortgage
Record Updated	May 1, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12 JOSEPH DR WARREN RI 028851129, WARREN, RI 02885-1129

Mortgage

Document Number	951-265
Date	Apr 13, 2018
Book Page	000951/000265
Instrument	21866

Lender

Name	ST ANNE'S CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Apr 12, 2023

Tax Assessment & Valuation

Source: Warren Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Warren Town
Unified School District	Bristol-Warren Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,391.00 (-7.7%)
2025	$5,841.00 (+8.99%)	$392,300 (-) Land $160,200 Building $232,100	$436,073
2023	$5,359.00 (+9.43%)	$392,300 (+44.28%) Land $160,200 Building $232,100
2022	$4,897.00	$271,900 Land $138,000 Building $133,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 individual policies
Nearby Flood Policies	104 units insured incl. 91 condo units
Nearby Flood Claims	13 (1998–2010)
Claims Outside the SFHA	9 of 13
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRISTOL COUNTY WATER AUTHORITY serves 49,000 people · EPA ID RI1647515
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
i3 Broadband Cable	2,000 / 40
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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