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4 James Ct, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 4 James Ct, Lodi, NJ 07644

Property Summary

Property TypeSingle Family Home
Details2,056 sqft · built 1942
Lot Size0.17 acres (7,405 sqft)
OwnerCompany Name on Record
Last Sale$325,000 (Oct 2018)
Tax Bill$14,160 (2025)
Deeds & MortgagesJan 2020 Refinance
Oct 2018 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN31-00279-0000-00009

Property Details

APN / Parcel Number

Primary APN31-00279-0000-00009
Alternative APNs
  • 310027900009
  • 508200

Interior

Stories2 Stories
Building Area2,056 sqft Living Area

Exterior

Year BuiltBuilt 1942
Effective Year BuiltEffective 1942
Construction TypeFrame
Lot Area7,405 sqft (0.17 acres)
Garage TypeDetached
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number508200
Street Address4 JAMES CT
CityLODI
StateNJ
Zip07644-3734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description.17 AC
Legal SubdivisionGRANDVIEW COURT SEC 1
Legal Block279
Legal Lot Number9
JurisdictionBERGEN NJ
Township / Civil DivisionLODI
Census Block Group2
Census Block2012
Census Tract30100

Owner

Source: Bergen County and Lodi Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address259 WILSON AVE, PARAMUS, NJ 07652-4733
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
GUARANTEED RATE INC
Oct 24, 2018Grant Deed, Transfer
WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO
Nov 16, 2017Trustee's Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 24, 2018 · Amount on Record
Deed SaleOct 24, 2018 · Amount on Record
Prior SaleNov 2, 2006 · Amount on Record
Deed Document Number201818-076581
Deed Book / Page3089 / 784
Prior Transfer DateJun 9, 2016
Prior Transfer Doc0027850014
Record UpdatedOct 29, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address4 JAMES CT, LODI, NJ 07644-3734
Transaction TypeMortgage
Record UpdatedAug 17, 2022
Title CompanyMISC COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034581547
DateJan 13, 2020
Book Page3458/1547
Instrument2020002512
Lender
NameGUARANTEED RATE INC
TypeNon-Lending Institution
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

October 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionBERGEN NJ
Recording DateOct 24, 2018
Property Address4 JAMES CT, LODI, NJ 07644-3734
Document Number0030890784
Book / Page003089 / 000784
Instrument DateOct 5, 2018
Instrument75681
Transaction TypeTransfer
Record UpdatedNov 8, 2018
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

AmountAmount Recorded
Tax$325.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 JAMES CT LODI NJ 076443734, LODI, NJ 07644-3734

November 2017: Trustee's Deed, Transfer

Document TypeTrustee's Deed
JurisdictionBERGEN NJ
Recording DateNov 16, 2017
Property Address4 JAMES CT, LODI, NJ 07644-3734
Document Number0027850014
Book / Page002785 / 000014
Instrument DateMay 22, 2017
Transaction TypeTransfer
Record UpdatedNov 29, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address895 DOVE ST #120 NEWPORT BEACH CA 926602947, 120, NEWPORT BEACH, CA 92660-2947

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityLodi Borough
Unified School DistrictLodi Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$400,000 (-) Land $176,800 Building $223,200$400,000 (-) Land $176,800 Building $223,200
2025$14,160.00 (+5.61%)$400,000 (-) Land $176,800 Building $223,200$400,000 (-) Land $176,800 Building $223,200
2024$13,408.00 (-0.22%)
2023$400,000 (-2.84%) Land $176,800 Building $223,200$400,000 (-2.84%) Land $176,800 Building $223,200
2022$13,437.00 (+4.8%)$411,700 Land $176,800 Building $234,900$411,700 Land $176,800 Building $234,900
2021$12,821.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims40 (1978–2021)
Claims Outside the SFHA13 of 40
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPASSAIC VALLEY WC LODI WD
serves 24,136 people · EPA ID NJ0231001
Water SourcePurchased surface water from PASSAIC VALLEY WATER COMMISSION
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Xfinity.

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