Bergen County and Lodi Borough property record for 2 James Ct, Lodi, NJ 07644
| Property Type | Single Family Home |
|---|---|
| Details | 1,600 sqft · built 1942 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $455,000 (Aug 2019) |
| Tax Bill | $10,953 (2025) |
| Deeds & Mortgages | Dec 2025 Transfer Mar 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00279-0000-00008 |
| Primary APN | 31-00279-0000-00008 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,600 sqft Living Area |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Construction Type | Frame |
| Lot Area | 4,356 sqft (0.1 acres) |
| Account Number | 508100 |
|---|---|
| Street Address | 2 JAMES CT |
| City | LODI |
| State | NJ |
| Zip | 07644-3734 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | .10 AC |
| Legal Subdivision | GRANDVIEW COURT SEC #1 |
| Legal Block | 279 |
| Legal Lot Number | 8 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 30100 |
Source: Bergen County and Lodi Borough records · APN 31-00279-0000-00008
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2 JAMES CT, LODI, NJ 07644-3734 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 04, 2025 | Intrafamily Transfer, Transfer FIRST AMERICAN TITLE |
| Mar 08, 2022 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Jul 29, 2021 | Deed, Transfer · FHA Mortgage FIRST ALLIANCE HOME MORTGAGE LLC |
| Aug 26, 2019 | Deed with Mortgage, Transfer · FHA Mortgage GET A RATE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 26, 2019 · Amount on Record |
| Deed Sale | Aug 26, 2019 · Amount on Record |
| Prior Sale | Dec 23, 2002 |
| Deed Document Number | 201955738 |
| Deed Book / Page | 3331 / 622 |
| Last Transfer Date | Jul 08, 2025 |
| Transfer Doc | 0056640617 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Dec 04, 2025 |
| Property Address | 2 JAMES CT, LODI, NJ 07644-3734 |
| Document Number | 0056640617 |
| Book / Page | 5664 / 617 |
| Instrument Date | Jul 08, 2025 |
| Instrument | 2025083037 |
| Transaction Type | Transfer |
| Record Updated | Dec 26, 2025 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2 JAMES CT, LODI, NJ 07644-3734 |
| Name | Verified Name |
|---|---|
| Address | 2 JAMES CT, LODI, NJ 07644-3734 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 2 JAMES CT, LODI, NJ 07644-3734 |
| Transaction Type | Mortgage |
| Record Updated | May 09, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0046100668 |
|---|---|
| Date | Mar 08, 2022 |
| Book Page | 4610/668 |
| Instrument | 2022028852 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jan 10, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jul 29, 2021 |
| Property Address | 2 JAMES CT, LODI, NJ 07644-3734 |
| Document Number | 0043030212 |
| Book / Page | 4303 / 212 |
| Instrument Date | Apr 09, 2021 |
| Instrument | 2021122482 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,708.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8783 SW 215TH TER, 8783, CUTLER BAY, FL 33189-7320 |
| Name | Verified Name |
|---|---|
| Address | 2 JAMES CT, LODI, NJ 07644-3734 |
| Document Number | 2021122483 |
|---|---|
| Date | Jul 29, 2021 |
| Instrument | 2021122483 |
| Name | FIRST ALLIANCE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed with Mortgage |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 26, 2019 |
| Property Address | 2 JAMES CT, LODI, NJ 07644-3734 |
| Document Number | 0033310622 |
| Book / Page | 003331 / 000622 |
| Instrument Date | Jun 25, 2019 |
| Instrument | 55738 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2019 |
| Title Company | ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $455.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 JAMES CT LODI NJ 076443734, LODI, NJ 07644-3734 |
| Document Number | 33310627 |
|---|---|
| Date | Aug 26, 2019 |
| Book Page | 003331/000627 |
| Instrument | 55738 |
| Name | GET A RATE LLC |
|---|---|
| Address | HACKENSACK, NJ 07601 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 25, 2049 |
Source: Bergen County and Lodi Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $309,400 (-) Land $155,500 Building $153,900 | $309,400 (-) Land $155,500 Building $153,900 | |
| 2025 | $10,953.00 (+5.61%) | $309,400 (-) Land $155,500 Building $153,900 | $309,400 (-) Land $155,500 Building $153,900 |
| 2024 | $10,371.00 (+2.7%) | ||
| 2023 | $309,400 Land $155,500 Building $153,900 | $309,400 Land $155,500 Building $153,900 | |
| 2022 | $10,098.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 40 (1978–2021) |
| Claims Outside the SFHA | 13 of 40 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Xfinity.
Based on FCC filings for 504 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | PASSAIC VALLEY WC LODI WD serves 24,136 people |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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