4 Irwin St, Gunnison, CO 81230 Property Records

Gunnison County property record for 4 Irwin St, Gunnison, CO 81230

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 850 sqft · built 1965
Lot Size	0.19 acres (8,305 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Jun 2018)
Tax Bill	$1,826 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R001059`

Property Details

APN / Parcel Number

Primary APN	`R001059`
Alternative APN	`370135125009`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	850 sqft
Basement Area	792 sqft
Finished Basement	696 sqft
Unfinished Basement	96 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1974
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Material	Metal
Lot Area	8,305 sqft (0.19 acres)
Garage Area	264 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	R001059
Street Address	4 IRWIN ST
City	GUNNISON
State	CO
Zip	81230-2508
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8, BLOCK 5, PALISADE ADDITION TO GUNNISON
Legal Subdivision	PALISADE ADDITION GUNNISON
Legal Block	5
Legal Lot Number	8
Jurisdiction	GUNNISON CO
Township / Civil Division	GUNNISON
Census Block Group	2
Census Block	2027
Census Tract	963701

Owner

Source: Gunnison County records, as of February 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4 IRWIN ST, GUNNISON, CO 81230-2508
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC
Jun 8, 2018	Warranty Deed, Transfer · Conventional Mortgage BAY EQUITY LLC
Jul 26, 2017	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE SOLUTIONS OF COLORADO LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2018 · Amount on Record
Deed Sale	Jun 8, 2018 · Amount on Record
Prior Sale	Jul 26, 2017 · Amount on Record
Deed Document Number	653665
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUNNISON CO
Property Address	4 IRWIN ST, GUNNISON, CO 81230-2508
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	664757
Date	Jan 23, 2020
Instrument	664757

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Feb 1, 2048

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUNNISON CO
Recording Date	Jun 8, 2018
Property Address	4 IRWIN ST, GUNNISON, CO 81230-2508
Document Number	0653665
Map Reference	DOC231640
Instrument Date	Jun 8, 2018
Instrument	0653665
Transaction Type	Transfer
Record Updated	Jun 10, 2021
Title Company	GUNNISON COUNTY ABSTRACT COMPANY, GUNNISON COUNTY ABSTRACT COM

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$34.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4 IRWIN ST, 4, GUNNISON, CO 81230-2508

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	734 NE 8TH ST, BEND, OR 97701-4838

Mortgage

Document Number	0653666
Date	Jun 8, 2018
Instrument	0653666

Lender

Name	BAY EQUITY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2048

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUNNISON CO
Recording Date	Jul 26, 2017
Property Address	4 IRWIN ST, GUNNISON, CO 81230-2508
Document Number	0647867
Map Reference	DOC231640
Instrument Date	Jul 26, 2017
Instrument	0647867
Transaction Type	Transfer
Record Updated	Jun 10, 2021
Title Company	GUNNISON COUNTY ABSTRACT COMPANY, GUNNISON COUNTY ABSTRACT COM

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$28.74
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	44711 US HWY, 44711, GUNNISON, CO 81230

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	294 TOMICHI LN, GUNNISON, CO 81230-6502

Mortgage

Document Number	0647868
Date	Jul 26, 2017
Instrument	0647868

Lender

Name	MORTGAGE SOLUTIONS OF COLORADO LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Gunnison County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Gunnison County
Municipality	Gunnison City
Unified School District	Gunnison Watershed School District RE-1J (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,826.00 (+22.3%)	$33,500 (+3.52%) Land $11,960 Building $21,540	$536,080 (+11.01%) Land $191,390 Building $344,690
2024	$1,493.00 (+1.7%)	$32,360 (+12.91%) Land $13,620 Building $18,740
2023	$1,468.00 (+2.73%)	$28,660 (+19.97%) Land $12,060 Building $16,600	$482,890 (+40.48%) Land $203,220 Building $279,670
2022	$1,429.00	$23,890 Land $5,690 Building $18,200	$343,750 Land $81,920 Building $261,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 45 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	45 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GUNNISON serves 9,610 people · EPA ID CO0126325
Water Source	Groundwater
Last State Inspection	Jan 2026
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Visionary Broadband Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Xtream Internet Fixed Wireless	500 / 100

May also be available: Clearnetworx.

Nearby Properties on Irwin St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures