Gunnison County property record for 3 Irwin St, Gunnison, CO 81230
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,092 sqft · built 1964 |
| Lot Size | 0.19 acres (8,305 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Sep 2019) |
| Tax Bill | $1,648 (2025) |
| Deeds & Mortgages | Sep 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R001080 |
| Primary APN | R001080 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,092 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Ranch |
| Exterior Material | Brick Veneer |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Material | Metal |
| Lot Area | 8,305 sqft (0.19 acres) |
| Garage Area | 286 sqft |
| Parking Spaces | 1 Parking Space |
| Heating System | Forced Air |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | R001080 |
|---|---|
| Street Address | 3 IRWIN ST |
| City | GUNNISON |
| State | CO |
| Zip | 81230-2507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14, BLOCK 7, PALISADE ADDITION TO GUNNISON |
| Legal Subdivision | PALISADE ADDITION GUNNISON |
| Legal Block | 7 |
| Legal Lot Number | 14 |
| Jurisdiction | GUNNISON CO |
| Township / Civil Division | GUNNISON |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 963701 |
3 Irwin St is owned and occupied by an individual who bought it in September 2019.
Source: Gunnison County records, as of February 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 3 IRWIN ST, GUNNISON, CO 81230-2507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 25, 2019 · Amount on File |
| Deed Sale | Sep 25, 2019 · Amount on File |
| Prior Sale | May 30, 2009 |
| Deed Document Number | 662575 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | GUNNISON CO |
| Recording Date | Sep 25, 2019 |
| Property Address | 3 IRWIN ST, GUNNISON, CO 81230-2507 |
| Document Number | 0000662575 |
| Map Reference | DOC 231640 |
| Instrument Date | Sep 24, 2019 |
| Instrument | 662575 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2022 |
| Title Company | GUNNISON COUNTY ABSTRACT COMPANY, GUNNISON COUNTY ABSTRACT CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $32.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 IRWIN ST, GUNNISON, CO 81230-2507 |
| Document Number | 0000662576 |
|---|---|
| Date | Sep 25, 2019 |
| Instrument | 662576 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
The 2025 property tax bill for 3 Irwin St was $1,648, up 23.7% from the year before.
Source: Gunnison County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Colorado |
| County | Gunnison County |
| Municipality | Gunnison City |
| Unified School District | Gunnison Watershed School District RE-1J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,648.00 (+23.72%) | $30,220 (+3.35%) Land $11,960 Building $18,260 | $483,560 Land $191,390 Building $292,170 |
| 2024 | $1,332.00 (+1.68%) | $29,240 (+14.44%) Land $13,620 Building $15,620 | |
| 2023 | $1,310.00 (+3.39%) | $25,550 (+20.8%) Land $11,900 Building $13,650 | $436,350 (+43.38%) Land $203,220 Building $233,130 |
| 2022 | $1,267.00 | $21,150 Land $5,690 Building $15,460 | $304,330 Land $81,920 Building $222,410 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3 Irwin St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 45 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 45 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Irwin St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GUNNISON serves 9,610 people · EPA ID CO0126325 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Visionary Broadband Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Xtream Internet Fixed Wireless | 500 / 100 |
May also be available: Clearnetworx.
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