Monmouth County and Middletown Township property record for 4 Indian Ter, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,840 sqft · built 1989 |
| Lot Size | 1.14 acres (49,680 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $929,000 (Feb 2020) |
| Tax Bill | $22,052 (2025) |
| Deeds & Mortgages | Nov 2023 Transfer Feb 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00782-0000-00016 |
| Primary APN | 32-00782-0000-00016 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,840 sqft Living Area |
| 1st Floor Area | 2,708 sqft |
| Upper Floors Area | 2,132 sqft |
| Basement Area | 2,316 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 49,680 sqft |
| Lot Dimensions | 216 ft deep x 230 ft wide |
| Terrain | Rolling |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Patio Area | 360 sqft |
| Sewer | Septic |
|---|
| Account Number | 1043 |
|---|---|
| Street Address | 4 INDIAN TER |
| City | RUMSON |
| State | NJ |
| Zip | 07760-2342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R45 |
| Legal Subdivision | HARTSHORNE WOOD SEC 01 |
| Legal Block | 782 |
| Legal Lot Number | 16 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 4 |
| Census Block | 4034 |
| Census Tract | 800900 |
Source: Monmouth County and Middletown Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4 INDIAN TER, RUMSON, NJ 07760-2342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 8, 2023 | Intrafamily Transfer, Transfer TITLE GUARANTEE (ACH), TITLE GUARANTEE INC |
| Feb 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage REALFI HOME FUNDING CORP |
| Feb 24, 2020 | Grant Deed, Transfer · Conventional Mortgage RESIDENTIAL HM FNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 24, 2020 · Amount on Record |
| Deed Sale | Feb 24, 2020 · Amount on Record |
| Prior Sale | Feb 4, 1999 · Amount on Record |
| Deed Document Number | 202020956 |
| Deed Book / Page | 9398 / 7732 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Nov 8, 2023 |
| Property Address | 4 INDIAN TER, RUMSON, NJ 07760-2342 |
| Document Number | 0096668194 |
| Book / Page | 9666 / 8194 |
| Instrument Date | Sep 29, 2023 |
| Instrument | 2023078012 |
| Transaction Type | Transfer |
| Record Updated | Dec 8, 2023 |
| Title Company | TITLE GUARANTEE (ACH), TITLE GUARANTEE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 INDIAN TER, LOCUST, NJ 07760-2342 |
| Name | Verified Name |
|---|---|
| Address | 4 INDIAN TER, LOCUST, NJ 07760-2342 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 4 INDIAN TER, RUMSON, NJ 07760-2342 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Title Company | TITLE MASTERS LLC |
| Name | Verified Name |
|---|
| Document Number | 0094852099 |
|---|---|
| Date | Feb 25, 2021 |
| Book Page | 9485/2099 |
| Instrument | 2021030052 |
| Name | REALFI HOME FUNDING CORP |
|---|---|
| Type | Non-Lending Institution |
| Address | WEST HARRISON, NY 10604 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Feb 24, 2020 |
| Property Address | 4 INDIAN TER, RUMSON, NJ 07760-2342 |
| Document Number | 0000020956 |
| Book / Page | 009398 / 007732 |
| Instrument Date | Feb 4, 2020 |
| Instrument | 20956 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2020 |
| Title Company | TITLE MASTERS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $929.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 INDIAN TER LOCUST NJ 077602342, LOCUST, NJ 07760-2342 |
| Document Number | 20957 |
|---|---|
| Date | Feb 24, 2020 |
| Book Page | 009398/007772 |
| Instrument | 20957 |
| Name | RESIDENTIAL HM FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 23, 2050 |
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,366,300 (-) Land $572,300 Building $794,000 | $1,366,300 (-) Land $572,300 Building $794,000 | |
| 2025 | $22,052.00 (+11.71%) | $1,366,300 (+13.86%) Land $533,300 Building $833,000 | $1,366,300 (+13.86%) Land $533,300 Building $833,000 |
| 2024 | $19,740.00 (-12.64%) | ||
| 2023 | $1,200,000 (-) Land $581,100 Building $618,900 | $1,200,000 (-) Land $581,100 Building $618,900 | |
| 2022 | $22,596.00 (+16.94%) | $1,200,000 Land $581,100 Building $618,900 | $1,200,000 Land $581,100 Building $618,900 |
| 2021 | $19,323.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 4 (1992–2012) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 64% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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