3 Indian Ter, Rumson, NJ 07760 Property Records

Monmouth County and Middletown Township property record for 3 Indian Ter, Rumson, NJ 07760

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,827 sqft · built 1976
Lot Size	1.81 acres (78,933 sqft)
Owner	Individual Name on File
Last Sale	$1,192,500 (Sep 2006)
Tax Bill	$20,909 (2025)
Deeds & Mortgages	Aug 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`8-3-2.55`

Property Details

APN / Parcel Number

Primary APN	`8-3-2.55`
Alternative APNs	`32-00782-0000-00007` `320078200007` `8325`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,827 sqft Living Area
1st Floor Area	2,827 sqft
Basement Area	3,042 sqft

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Ranch
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Block
Roof Type	Hip
Roof Material	Other
Lot Area	78,933 sqft
Lot Dimensions	317 ft deep x 249 ft wide
Parking Spaces	2 Parking Spaces
Deck Area	480 sqft

Utilities, Heating & Cooling

Sewer	Septic

Location & Zoning

Account Number	8325
Street Address	3 INDIAN TER
City	RUMSON
State	NJ
Zip	07760-2359
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R45
Legal Subdivision	HARTSHORNE WOOD SEC 01
Legal Block	782
Legal Lot Number	7
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	4
Census Block	4034
Census Tract	800900

Owner

3 Indian Ter is owned and occupied by an individual who acquired it in August 2017.

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner of Record	Individual Name on File
Mailing Address	3 INDIAN TER, RUMSON, NJ 07760-2359
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2006 · Amount on File
Deed Sale	Sep 15, 2006 · Amount on File
Deed Book / Page	8594 / 7446
Last Transfer Date	Aug 15, 2017
Transfer Doc	0000082286
Record Updated	Oct 29, 2026

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Aug 23, 2017
Property Address	3 INDIAN TER, RUMSON, NJ 07760-2359
Document Number	0000082286
Book / Page	009243 / 008530
Instrument Date	Jun 1, 2017
Instrument	82286
Transaction Type	Transfer
Record Updated	Sep 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 INDIAN TER LOCUST NJ 077602359, LOCUST, NJ 07760-2359

Tax Assessment & Valuation

The 2025 property tax bill for 3 Indian Ter was $20,909, up 9.5% from the year before.

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,233,600 (-4.78%) Land $857,900 Building $375,700	$1,233,600 (-4.78%) Land $857,900 Building $375,700
2025	$20,909.00 (+9.53%)	$1,295,500 Land $888,300 Building $407,200	$1,295,500 Land $888,300 Building $407,200
2024	$19,090.00
2023		$1,086,400 Land $725,800 Building $360,600	$1,086,400 Land $725,800 Building $360,600
2022	$20,193.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3 Indian Ter in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	4 (1992–2012)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3 Indian Ter is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 64% of New Jersey
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20