4 Hubbard St, Saco, ME 04072 Property Records

York County and Saco City property record for 4 Hubbard St, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,330 sqft · built 1947
Lot Size	0.61 acres (26,572 sqft)
Owner	Individual Name on File
Tax Bill	$3,506 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit May 2022 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`W1120R`

Property Details

APN / Parcel Number

Primary APN	`W1120R`
Alternative APNs	`SACO M:066 L:009 U:001-000` `M:066 L:009 U:001=000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,330 sqft Living Area
Gross Area	3,082 sqft
1st Floor Area	1,330 sqft
Attic	Attic
Attic Area	720 sqft
Basement Area	880 sqft
Unfinished Basement	880 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,572 sqft (0.61 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	W1120R
Street Address	4 HUBBARD ST
City	SACO
State	ME
Zip	04072-3112
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Lot Number	9
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	2
Census Block	2002
Census Tract	5302

Owner

4 Hubbard St is owned and occupied by an individual who acquired it in August 2017.

Source: York County and Saco City records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	4 HUBBARD ST, SACO, ME 04072-3112
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2022	Deed of Trust, Mortgage · Line of Credit TOWN & COUNTRY FCU
May 27, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance TOWN & COUNTRY FCU
May 17, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance TOWN & COUNTRY FCU
Aug 21, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2017
Deed Sale	Aug 21, 2017
Deed Document Number	201734682
Deed Book / Page	17542 / 405
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	4 HUBBARD ST, SACO, ME 04072-3112
Transaction Type	Mortgage
Record Updated	Dec 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0191600520
Date	Nov 29, 2022
Book Page	19160/520
Instrument	2022049783

Lender

Name	TOWN & COUNTRY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	4 HUBBARD ST, SACO, ME 04072-3112
Transaction Type	Mortgage
Record Updated	Jun 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190350844
Date	May 27, 2022
Book Page	19035/844
Instrument	2022022902

Lender

Name	TOWN & COUNTRY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	97 Months
Due	Jun 1, 2030

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	4 HUBBARD ST, SACO, ME 04072-3112
Transaction Type	Mortgage
Record Updated	Feb 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0179510090
Date	May 17, 2019
Book Page	17951/90
Instrument	2019017381

Lender

Name	TOWN & COUNTRY FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	61 Months
Due	Jun 1, 2024

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACO ME
Recording Date	Aug 21, 2017
Property Address	4 HUBBARD ST, SACO, ME 04072-3112
Document Number	0175420405
Book / Page	017542 / 000405
Instrument Date	Jun 29, 2017
Instrument	34682
Transaction Type	Transfer
Record Updated	Sep 8, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 HUBBARD ST SACO ME 040723112, SACO, ME 04072-3112

Tax Assessment & Valuation

The 2025 property tax bill for 4 Hubbard St was $3,506, up 3.5% from the year before.

Source: York County and Saco City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,506.00 (+3.54%)	$246,900 (+2.45%) Land $118,000 Building $128,900
2024	$3,386.00	$241,000 Land $118,000 Building $123,000	$468,920
2022	$3,279.00	$178,900 Land $90,100 Building $88,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Hubbard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Hubbard St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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