3 Hubbard St, Saco, ME 04072 Property Records

York County and Saco City property record for 3 Hubbard St, Saco, ME 04072

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 864 sqft · built 1948
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$359,000 (Feb 2025)
Tax Bill	$3,740 (2025)
Deeds & Mortgages	Nov 2020 Refinance Aug 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`G1261R`

Property Details

APN / Parcel Number

Primary APN	`G1261R`
Alternative APNs	`SACO M:066 L:015 U:000-000` `M:066 L:015 U:000=000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	864 sqft Living Area
Gross Area	1,160 sqft
1st Floor Area	432 sqft

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	G1261R
Street Address	3 HUBBARD ST
City	SACO
State	ME
Zip	04072-3111
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR
Legal Lot Number	15
Jurisdiction	SACO ME
Township / Civil Division	SACO
Census Block Group	2
Census Block	2001
Census Tract	5302

Owner

Source: York County and Saco City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	26 IRVING ST, 2, SACO, ME 04072-3225
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORCOM MORTGAGE
Aug 11, 2020	Warranty Deed, Transfer SCHAEFFER DOUGLAS TITLE
May 23, 2018	Warranty Deed, Transfer · FHA Mortgage CROSS COUNTRY MTG INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2025 · Amount on Record
Deed Sale	Feb 21, 2025 · Amount on Record
Prior Sale	May 23, 2018 · Amount on Record
Deed Document Number	20252025005532
Deed Book / Page	19609 / 779
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACO ME
Property Address	3 HUBBARD ST, SACO, ME 04072-3111
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0184610377
Date	Nov 23, 2020
Book Page	18461/377
Instrument	2020060328

Lender

Name	NORCOM MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	Aug 11, 2020
Property Address	3 HUBBARD ST, SACO, ME 04072-3111
Document Number	0183370724
Book / Page	018337 / 000724
Instrument Date	Aug 10, 2020
Instrument	37817
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	SCHAEFFER DOUGLAS TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	100 BROOKS DR WINCHENDON MA 014751287, WINCHENDON, MA 01475-1287

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SACO ME
Recording Date	May 23, 2018
Property Address	3 HUBBARD ST, SACO, ME 04072-3111
Document Number	0177180596
Book / Page	17718 / 0596
Instrument	2018018705
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018018706
Date	May 23, 2018
Instrument	2018018706

Lender

Name	CROSS COUNTRY MTG INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2048

Tax Assessment & Valuation

Source: York County and Saco City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Saco City
Unified School District	Saco Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,740.00 (+11.58%)	$263,400 (+10.39%) Land $117,700 Building $145,700
2024	$3,352.00 (+8.27%)	$238,600 (+41.27%) Land $117,700 Building $120,900	$368,980
2022	$3,096.00	$168,900 Land $89,700 Building $79,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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